The Latest Breaking News from Bankrate

The Smartest Places to Keep Your Cash If Rates Drop in 2025

The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.

Kiplinger · Sep 10, 2025

After Paying Bills, Only $92 Remains: A 79-Year-Old's Social Security Reality Check

For many retirees, Social Security benefits provide the foundation of their income. But as one 79-year-old widow recently shared online, rising costs are making it harder to make ends meet — leaving her with less than $100 a month after paying her bills.

Benzinga · Sep 7, 2025

Inflation Is Eating Away at Your Cash. These Accounts Can Help

Inflation can erode the value of your cash, but today’s top savings rates may help you keep pace. See how HYSAs, CDs and money market accounts compare.

Kiplinger · Sep 4, 2025

This Mechanic Earns $145K With No Debt — But Has Only $11,000 Saved. Dave Ramsey Calls It a Common Mistake

Jackson, a heavy-duty mechanic from Canada, called in to "The Ramsey Show" in April and exposed a troubling gap between income and savings. He earns about CA$200,000 a year ($147,000) with no debt, yet admitted, "I get my paychecks, pay my bills and rarely check my balance," adding that it…

Benzinga · Aug 11, 2025

High-Yield Saving Options Before Rate Cuts Hit

Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.

Kiplinger · Jul 28, 2025

You'll Kick Yourself in the Fall if You Don't Make These Savings Moves Now

These are the smart money moves to make now with persistently high inflation.

Kiplinger · Jul 24, 2025

FICO To Roll Out New Scores to Reflect Your "Buy Now, Pay Later" Habits, Impacting Millions of Americans' Credit

"Buy now, pay later"users may hurt their credit if they don't pay back those loans on time. Credit score overseer Fair Isaac (NASDAQ:FICO) announced new scoring models last month that will evaluate BNPL usage when determining credit worthiness. The program, scheduled to roll out this fall may help some folks…

Benzinga · Jul 20, 2025

5 Financial Habits That Make It Harder to Say “No” to Adult Kids

According to Bankrate, 61% of parents with adult kids have sacrificed to help their kids financially. Helping your grown children can be a loving act. Especially in a tough economy, many parents are eager to help their children. But it can drain your finances if boundaries aren’t clear. These five…

Thousandaire · Jul 18, 2025

These 10 States Have the Most Expensive Home Insurance in 2026

If you live in one of these 10 states, you're probably paying $1,400 or more above the national average for home insurance.

Kiplinger · Jul 17, 2025

Callable CDs Have High Rates: We Still Don't Recommend You Get Them

Investors must carefully consider the trade-offs, as falling interest rates could lead to reinvestment at a lower yield and make selling on the secondary market difficult.

Kiplinger · Jul 16, 2025