Despite earning a six figure salary, Chloe, a 27-year-old creative marketer, never tips over 18 percent at a restaurant, dropping to 12 or even 10 percent if service is slow.
Her stingy restaurant etiquette often draws raised eyebrows from servers (and comments from her friends behind her back, since a quarter of Americans tip 20 percent or more in a sit-down restaurant), but a new survey has found that her fellow Gen-Zers are increasingly tipping less.