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The Latest Breaking News from Bankrate

Where to Store Your Cash in 2026

Set yourself up for success with these strategies.

Kiplinger

What the Federal Reserve rate cut means for you

The Federal Reserve cut its benchmark interest rate by a quarter point Wednesday for the third time since September, bringing its key rate to about 3.6%, the lowest in nearly three years

The Independent UK

You're probably $30,000 short of what you need to buy a house—and you're not alone

More than 75% of U.S. homes on the market are unaffordable for the typical household, according to a Bankrate analysis.

Fortune

From analysis to the latest developments in health,
read the most diverse news in one place.

Golden Handcuffs: 54% of Families Won't Sell in 2025 — Likely to Keep You Trapped in Rent

A Bankrate survey reveals that 54% of US homeowners won't sell in 2025, worsening the housing shortage and leaving renters locked out of a market they may never be able to afford.

International Business Times UK

IRS Annual Limits 2026: '$24,500 Cap Won't Rescue Middle-Class Savings,' Experts Say

The IRS raises 2026 401(k) contribution limits to $24,500, but experts warn this increase won't solve the retirement savings crisis facing middle-income Americans.

International Business Times UK

$250 Instant Cash: Why Amazon Is Paying You to Sign Up (For Now)

Amazon offers a rare $250 credit card bonus with no spending requirement—2.5 times its usual offer. But the high APR can wipe out the bonus within 11 months.

International Business Times UK

Snowbirds: Avoid These 3 Sneaky Insurance Issues

Before snowbirds depart for their winter retreat, they should check their insurance coverage for surprises that might arise, or else be on the hook for repairs.

Kiplinger

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Should You Get Your Teens A Debit Card? New Survey Finds Cash Is 'Cringe' And Leads To Frivolous Spending Among Gen Z

Parents today are navigating a financial world that looks nothing like the one they grew up with. And for many families, one question keeps coming up: When is the right time to give your teen a debit card?

Benzinga

Want to Change Banks? Try This 'Soft' Strategy

The "soft switching" banking trend allows you to explore a new bank account while keeping your primary one. See how it could benefit you.

Kiplinger

No-Penalty CD or High-Yield Savings? What Works Best Now

Discover which option can help you reach your savings goals quickly.

Kiplinger

Fed Rate Cut: How Will It Lower Your Credit Card and Mortgage Payments?

Jerome Powell's 29 Oct Fed rate cut drops benchmark to 3.75%-4% – explore credit card APR lower, mortgage rates drop, savings yield decline impacts on auto loans, student debt amid inflation

International Business Times UK

What a Federal Reserve rate cut means for your finances

The Federal Reserve has cut its benchmark interest rate by a quarter point for the second time since September

The Independent UK

You Retired and Stopped Commuting. How Do You Lower Car Insurance Costs?

Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know.

Kiplinger

Top Places to Park $10K (or More) as Rates Start to Fall

With more rate cuts upcoming, here are some smart places to maximize your savings on $10,000.

Kiplinger

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news in one place.

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Kiplinger

Don't Make These 'Buy Now, Pay Later' Mistakes

Kiplinger

Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Kiplinger

Falling Interest Rates: What They Mean for Homeowners, Savers and Investors

As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money.

Benzinga

Will The Holidays Be More Expensive This Year? 41% Of Shoppers Think So, Survey Finds

The holiday season may still be several months away, but many consumers are already planning and preparing for what is, for many, the most expensive time of the year.

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news in one place.

100’s of premium titles.
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Benzinga

Fed Rate Cut: What It Means For Your Mortgage, Crypto Investments, Savings Account, Auto Loan And Student Loan

The Federal Reserve cut interest rates for the first time in 2025, which could impact mortgage rates, bond yields, and boost crypto. The move will ripple across consumer finances, affecting mortgages, credit cards, student loans, auto loans, and savings accounts.

The Independent UK

What a possible Fed rate cut would mean for your finances

The Federal Reserve is expected to cut its benchmark interest rate for the first time in nine months

Kiplinger

$40,000 CD vs. $40,000 High-Yield Savings Account: 3 Things Savers Should Consider Now

Both options offer risk-free methods to grow your savings. Learn how much you can earn with each, how they differ and which one suits you best.

Kiplinger

The Smartest Places to Keep Your Cash If Rates Drop in 2025

The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.

Benzinga

After Paying Bills, Only $92 Remains: A 79-Year-Old's Social Security Reality Check

For many retirees, Social Security benefits provide the foundation of their income. But as one 79-year-old widow recently shared online, rising costs are making it harder to make ends meet — leaving her with less than $100 a month after paying her bills.

Kiplinger

Are High-Yield Savings Accounts Still Outpacing Inflation?

Some savings accounts give you the ability to outpace inflation, lessening its impact on your finances.

The Independent UK

Let’s get that pay raise to go: Baristas and bar staff seeing more wage growth than the white collar workers they serve

Wages for hospitality workers have increased by nearly 30 percent since 2021, and increases are outpacing inflation by more than 4 percent.

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