The Latest Breaking News from Fidelity

Too Much Cash in a HYSA? Investors Are Rethinking When to Move Money Into the Market

A high-yield savings account can make cash feel almost productive. The balance earns interest, the money stays accessible, and nobody has to watch a stock chart twitch before breakfast. That combination has made HYSAs appealing, especially while savings rates remain well above ordinary bank-account yields. But investors face a less…

The Free Financial Advisor · Oct 6

Here’s the median net worth of Americans from Gen Z to boomers

‘Unsurprisingly, net worth tends to rise with age,’ says financial firm Fidelity

The Independent UK · Oct 5

You’re 65 With a Paid-Off House and $750,000 — What Could You Safely Spend Each Month?

At 65, owning a paid-off house and holding $750,000 in investments gives retirement a very different starting point. Housing no longer includes a mortgage payment, but property taxes, insurance, repairs, utilities, and maintenance still consume cash. The bigger question involves how much of that $750,000 can support monthly spending without…

The Free Financial Advisor · Oct 4

Paying Your Adult Kids’ Bills After Divorce: What It Costs Your Own Retirement

Paying an adult child’s rent, car payment, insurance bill, or credit card balance can feel manageable when the check comes out of a monthly budget. After divorce, though, that same help can take on a different financial weight because one household may now need to support two separate lives.

Clever Dude · Sep 23

RPS Ventures sells 0.9% stake in Meesho for Rs 899.7 crore

As of June 30, RPS Ventures held a 1.2% stake in Meesho. Norges Bank, Fidelity, Goldman Sachs, Morgan Stanley and Citigroup were among the buyers of the shares. The shares changed hands at Rs 233 apiece. Meesho’s stock ended 1.6% lower at Rs 236.35 on the BSE.

The Economic Times · Sep 23

When Does an Emergency Fund Become Too Big?

An emergency fund can protect a household from a job loss, major repair, medical bill, or other financial shock. But there comes a point when piling more money into that account stops solving an emergency problem and starts creating a different money decision.

The Free Financial Advisor · Sep 20

How Much Financial Privacy Should Married Couples Actually Have?

Financial privacy in a marriage does not necessarily mean keeping money secrets. One spouse can have a personal checking account, a private credit card, or a hobby budget without creating a financial problem. The harder question involves what the other spouse needs to know because it affects the household, shared…

Clever Dude · Sep 19

A $300,000 Retirement Account Sounds Like a Lot — How Much Monthly Income Can It Actually Produce?

Seeing $300,000 on a retirement account statement can feel reassuring, especially after decades of saving a little at a time. But a retirement balance and...

Saving Advice · Sep 17

Do You Really Need Six Months of Expenses in an Emergency Fund?

For years, one of the most repeated personal-finance rules has been to keep three to six months of expenses in an emergency fund. That sounds sensible until you calculate what six months actually means: If your essential bills total $4,000 a month, you would need $24,000 sitting in reserve. For…

Budget and the Bees · Sep 17

10 Ways to Prepare Your Budget Before Holiday Shopping Starts

Holiday shopping can feel manageable until gifts, food, travel, decorations, and shipping charges start hitting at the same time. With Deloitte forecasting U.S. holiday retail sales of $1.70 trillion to $1.71 trillion from November 2026 through January 2027, retailers are preparing for another busy season. Preparing a holiday shopping budget…

Budget and the Bees · Sep 17