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The Latest Breaking News from Bankrate

A quarter of Americans now say they need to make at least $150,000 to feel secure—and inflation is largely to blame

Inflation has fueled a need for higher wages, but perceptions have also played a part, say experts.

Fortune

‘Tipping culture is out of control’: Study reveals which states tip the most and least

Toast recently published a restaurant trends report which analyzed the average amount a diner tipped per state

The Independent UK

Nearly half of Americans say tipping has ‘gotten out of control’

Sixteen percent of people said they’d pay higher prices if tipping were eliminated

The Independent UK

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10 Signs You’re Spending Like You’re Rich—But You’re Not

Are you living paycheck to paycheck, yet your lifestyle looks more like a celebrity’s than a saver’s? Many people fall into the trap of spending like they’re rich, without actually having the wealth to back it up. This pattern can quietly sabotage your financial future, leaving you vulnerable to debt,…

The Free Financial Advisor

How to save big on summer vacation

Many Americans can't afford a summer break this year, but there are options if you stay open-minded

Salon

Why Dual-Income Households Are Still Broke (And How to Fix It)

More income doesn’t always equate to wealth. While you may think that DINKs are more financially stable, it isn’t always the case. According to Bankrate, 34% of Americans are living paycheck to paycheck. This includes DINKs. Here we’ll dig into why many DINKs are still broke despite having two incomes,…

Dinks Finance

All That Cash in Your Checking Account Might Be Holding You Back

Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.

Kiplinger

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Why are more shoppers struggling to repay 'buy now, pay later' loans?

Short-term lender Klarna says more customers are having trouble repaying their “buy now, pay later” loans

The Independent UK

A Smart Way to Combat Economic Rollercoasters: CD Ladders

With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.

Kiplinger

Why Canadian Snowbirds Are Ditching Their US Homes

From rising costs to political tensions, here’s why foreign homeowners are selling and what it could mean for the American economy.

Kiplinger

Hail Damage Insurance Claims: Is Filing Worth the Cost and Hassle?

Before filing a hail damage insurance claim, understand the potential costs, risks and whether it’s worth the effort. Learn when to file and when to pay out of pocket.

Kiplinger

Does Your State Make it Easier to Save Money?

The state you live in can influence how well you're able to save money. See which states make saving easier.

Kiplinger

What It Really Takes to Buy a Home in 2025: Affordability, Income and Market Challenges

Home prices are up, mortgage rates are high and buyers are getting older. Here's what it really takes to afford a house in today's market.

Kiplinger

Is Your Car Model Driving Up Your Insurance Premium?

Car insurance rates vary by make and model. Find out if your car is raising or lowering your premium.

Kiplinger

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news in one place.

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Kiplinger

Use This 1-Year CD if You’ll Owe Taxes Next Year

A one-year CD allows you to set money aside now for taxes you'll owe next year. We'll show our best choice.

Kiplinger

What to Do With Your Tax Refund: 6 Ways to Bring Growth

Use your 2024 tax refund to boost short-term or long-term financial goals by putting it in one of these six places.

Fortune

The stock market is crashing: Here's what financial experts say you should do now

'Resist the urge to shift out of stocks entirely.'

Kiplinger

The True Cost of Owning a Second Home: What to Consider Before You Buy A Vacation Home

What to consider before buying a vacation home, including mortgages, insurance, taxes, and upkeep.

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news in one place.

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Kiplinger

14 States with the Cheapest Home Insurance in 2026

Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.

Fortune

The one thing parents can do now to help their kids feel confident asking for pay raises later in life

Conversations around financial literacy prove important to later money choices for adults

Fortune

Millennials boost savings by 30% on average despite economic challenges

Studies show this generation facing rising costs of living, high debt levels, and economic uncertainty, but they are actively seeking financial education and stability.

Fortune

Gen Z finds saving is pointless, so they’ve turned to doomspending instead

Nearly 50% of Gen Z has neglected to build an emergency fund, leaving them unprepared for financial emergencies and perpetuating a cycle of debt.

Kiplinger

Is Your Vice Putting Your Retirement at Risk?

From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?

Fortune

A new Bankrate report shows that 59% of Americans wouldn’t cover a $1,000 expense with savings

The 2025 Bankrate Emergency Savings Report paints a grim picture of the state of Americans’ personal finances. The good news is that many aspire to boost savings.

Kiplinger

Why a 5-Year CD is Still Your Best Bet After the Fed Meeting

With the rate pause at the January Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.

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