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Fortune
Fortune
Sydney Lake

The 30-year fixed mortgage was supposed to be predictable. Two costs quietly broke that promise

(Credit: Getty Images)

Potential homebuyers tend to agonize over two things: mortgage rates and home prices. But that’s not where the burden of homeownership ends. It’s really just the beginning.

Buyers will lock in a rate, sign at closing, and assume the hard part of buying a house is over, but many things can go wrong, and there are many hidden homeownership costs that not everyone stops to consider.

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