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Kiplinger
Kiplinger
Business
Sean Jackson

Jumbo CD vs High-Yield Savings: Which is the Best Place to Store $100k?

US Federal Reserve Jerome Powell Kevin Warsh Bankrate
Three piggy banks with question marks as a person decides which bank to deposit a coin.

Question: I'm retiring in a few years and want to reallocate $100,000 to a less risky investment. Which savings account would work best for me?

Answer: The first thing you should consider is inflation. With gas prices rising and food prices doing the same, the smart aim is to find a savings account earning above 4.00% APY.

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