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The Latest Breaking News from Bankrate

Millennials and Gen Z are filled with regret over things they bought because of social media

Younger generations are most vulnerable to the pull of online shopping.

Fortune

How to Start a Side Hustle? Plus 3 Ideas to Get You Going

There are a lot of perceived benefits to having a side hustle, but you should be aware of some drawbacks, as well. Here's how to prepare to launch your side gig, plus some super simple ideas.

Barchart

Housing affordability is so strained that 2 in 5 Gen Zers say they are working side hustles to save for a down payment

Gen Zers and millennials are working side hustles to save for down payments, according to a new Redfin study.

Fortune

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These majors are most likely to lead to six-figure salaries—but they're overwhelmingly held by men

Experts say the gap could mean women are losing out on millions of dollars over their lifetimes.

Fortune

Gen Z’s FOMO is driving them to trade more than any other generation. Are they securing their future—or driving themselves to ruin?

Young retail investors are making their first investments with more financial resources than any generation of the past—including generative A.I. and social media.

Fortune

What 89% of Workers Are Willing To Give Up Their Job For

Bankrate survey shows workers are willing to make sacrifices to get a shorter work week and flexibility about where they do their work.

Kiplinger

America’s credit card bill just passed a record $1 trillion. Here's what it means

Experts aren't worried—yet.

Fortune

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Millennials' and Gen Z's financial regrets are sending them into a stress spiral

Nothing hurts like an empty nest egg.

Fortune

Mortgage Rates and Payments Keep Rising, Creating Market Misery

Current mortgage rates and payments continue to rise resulting in buyer demand stalling and housing sentiment at low levels.

Kiplinger

CD Rates Are High, Shop Around to Get the Best Returns

High-interest CD rates are back — shop around for the best 5%+ deals.

Kiplinger

Gen Z is rejecting everything they've been taught about tipping. It could be the start of a big shift

When the check comes, boomers still pay the tip. But Gen Z has had enough.

Fortune

Inflation may be cooling, but the housing market is still too hot for many buyers

The median home price has risen to $413,800 – the second-highest price ever — thanks to a shortage of homes on the market and high mortgage rates. Experts say renting may be a better option.

WEKU

Almost 75% of Americans Have Financial Regrets

A new study shows that three in four Americans have financial regrets, led by not enough saved for retirement.

Kiplinger

Survey: 77% of travelers plagued by travel problems amid booming season; more than half saw higher prices

Nearly two in three U.S. adults have traveled or plan to travel for leisure this year, according to a new Bankrate survey. Of the 32% of U.S. adults who already have traveled for either leisure or business this year, something went wrong for many of them: 77% have run into…

Tribune News Service

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Fortune

It takes $650,000 a year to reach America’s top 1%

Meanwhile, there are some states where the bar for reaching the wealthiest 1% is a lot lower.

Kiplinger

Americans Are Exhausted by Tip Culture: Kiplinger Economic Forecasts

As prompts for gratuities pop up everywhere, adults in the U.S. report tip fatigue, and a majority of Americans have a negative view of the practice.

Fortune

Americans think they need to earn $233,000 to live comfortably, and twice that to be rich

The cost of comfort is 300% more than what the average worker is making.

Tribune News Service

Bankrate: How to pay off your mortgage early

Some homeowners are eager to get out of their mortgage early, with reasons ranging from eliminating the psychological pressure of debt to slashing interest payments. For retirees, especially, paying off a home loan early can help increase cash flow.

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Tribune News Service

Bankrate: Filing a home insurance claim

If you’re dealing with loss or damage to your home, whether it’s due to a weather event, home burglary or other unexpected event, you’re likely to feel overwhelmed. When it comes time to file a claim with your home insurance, you don’t want to encounter more stress in the process.

Tribune News Service

How to get a credit card with no credit history

These days, having good credit is less of a suggestion and more of a mandate. Let’s face it, when you have good credit, you have more opportunities. You can lease a nicer apartment and put a downpayment on a new car. Having good credit also comes in handy when you…

Tribune News Service

Is the housing market about to crash? Here’s what experts say

After a record-breaking run that saw mortgage rates plunge to all-time lows and home prices soar to new highs, the U.S. housing market finally started slowing in late 2022. Mortgage companies engaged in mass layoffs, real estate economists lamented a “housing recession” and home prices seemed poised for a correction.

Kiplinger

Who Are the Worst Tippers?

A new study found that while most Americans have a negative view of tipping, some are tipping worse than others.

Tribune News Service

Bankrate: 10 best US cities to start a career — and most are in the South

With graduation behind them, millions of young adults nationwide are thinking about what they plan to do next and where they plan to do it.

Fortune

The best place for Gen Z to start a career isn’t in NYC or L.A.—it’s in the South

Southern cities are edging out traditional hot spots as the best place for young professionals to launch their careers.

Tribune News Service

Bankrate: What the Fed’s June rate pause means for homebuyers and sellers

The Federal Reserve is taking a break from its war on inflation. After raising rates 10 times in 10 meetings in 2022 and 2023, the central bank made no change during its latest meeting. Fed Chairman Jerome Powell announced no further increase in the federal funds rate on June 14…

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