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Fidelity hits a record 654,000 retirement millionaires amid soaring stocks, but UBS says many savers spend like the middle class. What does it really take to join the elite club?

Spreading savings across three "tax buckets" — pretax, Roth and taxable — can help give retirees the flexibility to control when and how much taxes they pay.

Ofgem proposes cutting debt by giving new residents with no supply deal limited credit before they are cut off

Budgeting advice, affordable gifts and more

Retirement money has a way of separating the hypothetical from the real. When the accounts people actually rely on enter the conversation, the tone shifts fast. That's why the Federal Reserve's Survey of Consumer Finances, translated into plain-English percentiles by financial website DQYDJ, hits like an audit you didn't know…

A rarely used tax-efficient tool might benefit you if you have a fair amount of cash savings

Many federal employees ask about rolling a TSP into an IRA and parsing options for survivor benefits, both especially critical topics.

You might have noticed your drains are getting blocked up, especially around the holiday season, but reaching for the dish soap might not be the answer. At least, that's what this expert has to say.

Regardless of your net worth, you deserve a detailed retirement plan backed by a solid understanding of your finances.