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The Economic Times
The Economic Times
Shaghil Bilali

UPS for Railway employees: Assured pension, VRS and one-time switch to NPS explained

The Ministry of Railways today (Wednesday, September 23, 2026) notified Unified Pension Scheme (UPS) rules for its employees who are covered under the National Pension System (NPS). The rules highlight the membership eligibility, lump sum and pension calculation methods, minimum and maximum pension amount, switch from the UPS to the NPS and other key information that Railway employees and pensioners may require from time to time.

UPS subscribers from Railways will get a minimum pension of Rs 10,000 on completion of 10 years of service, and can get a full pension on completion of 25 years of service. They can also opt for the Voluntary Retirement Scheme (VRS) after completing 20 years of service.

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