1. Earning is not the same as receiving
Most children grow up treating pocket money as weather, it arrives, they spend it, they wait for more. Chanakya's Arthashastra draws a sharp line between artha that is produced and artha that is transferred. The distinction matters early. A child who only ever receives money has no mental model for what creates it. Before 15, a child should have done at least one thing, sold something, completed a task for pay outside the family, grown and sold vegetables from a kitchen garden, that connects effort to rupees in hand. The number is irrelevant. The causality is the lesson. Parents who protect children from this connection are not being generous. They are leaving a gap that debt will fill later.
