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The Latest Breaking News from Saving Advice

FDA Finalizes Rules for Deciding When Generic Drugs Can Substitute for Brand-Name Prescriptions

The U.S. Food and Drug Administration has finalized guidance explaining how it determines whether prescription drug products are therapeutically equivalent—an evaluation that can help pharmacists,...

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Labor Department Clears $16.2 Million Property Sale Involving Hawai‘i Pacific Health Retirement Plan

The U.S. Department of Labor has granted a federal exemption allowing the Hawai‘i Pacific Health Retirement Plan to sell a Honolulu property to Straub Clinic...

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Retirees: What To Do When You Have Enough? (And Why It’s More Complicated Than You Think)

Many retirees await the day they can say, “I have enough.” But the reality of having enough money to retire often brings surprising stress. When our retirement...

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The Exam Starts Before You Sit Down: 10 Things Doctors May Notice Right Away

A doctor’s appointment may feel like it begins when the blood-pressure cuff comes out, but an experienced clinician can start gathering useful information the moment...

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Trump Said He Wouldn’t Cut Social Security. So Why Is Its Financial Outlook Getting Worse?

President Donald Trump has repeatedly said he wants to protect Social Security rather than cut retirees’ benefits, yet the program’s latest financial report contains some...

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What Happens to Your Money If You’re in the Hospital for 30 Days?

A month in the hospital can turn your financial life upside down even when you have good health insurance. The medical bills are the obvious...

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66% of the Poor are 30+ Pounds Overweight vs. 21% of the Rich

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily...

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10 Ways Men Over 50 Can Sabotage a Good Relationship Without Realizing It

By the time a man reaches 50, he usually knows what he likes, how he spends his time, and which routines make life comfortable. That...

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Think Social Security Guarantees a Minimum Monthly Check? Here’s How It Really Works

It is easy to assume Social Security works like a pension with a guaranteed minimum monthly check: work long enough to qualify, retire, and receive...

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What Does a “Comfortable Retirement” Actually Cost When the House Is Already Paid Off?

Paying off the mortgage before retirement sounds like crossing the biggest expense off your list, and it certainly can transform a household budget. But a...

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12 Things in Your Home That Can Become More Dangerous as You Get Older

The house you’ve lived in safely for 20 or 30 years doesn’t suddenly become dangerous on your 65th birthday, but the way you interact with...

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Social Security Claiming Strategies Have Changed — Here’s What Still Works

If your Social Security strategy came from a retirement book published 10 or 15 years ago, there is a real possibility that part of it...

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Moving to Another State on Medicare? 7 Coverage Changes to Check Before You Go

Retirement sometimes comes with a new ZIP code; perhaps you’re moving closer to grandchildren, escaping high housing costs, or finally heading somewhere warmer. But packing...

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4 Bronx Men Charged in $12 Million Medicaid Scheme Using Fake Rides, GPS Spoofing and Kickbacks

Federal prosecutors have charged four Bronx men in an alleged racketeering operation that they say generated at least $12 million in fraudulent Medicaid claims by...

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Walmart Shoppers Cutting Back as Gas Stays Above $4 — Sales Growth Hits Slowest Pace in Over a Year

BENTONVILLE, Ark. (AP) — Walmart posted second-quarter results that topped Wall Street estimates Thursday even as the retailer said gasoline prices above $4 a gallon...

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79% of the Poor Believe Wealth Comes From Random Luck. 84% of the Self-Made Rich Prove Them Wrong

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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Can an Old Student Loan Really Reduce Your Social Security Check? Here’s What Older Borrowers Should Know

A student loan you stopped thinking about years ago can potentially follow you all the way into retirement. Federal law allows the government to collect...

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You’re Named as Someone’s Power of Attorney — 8 Things to Know Before You Ever Use It

Being named in someone’s power of attorney can sound straightforward: if they ever need financial help, you step in and handle things. In reality, signing...

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news in one place.

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What Happens to Your Debt When You Die? What Your Family Is — and Isn’t — Responsible For

Death does not necessarily erase a mortgage, credit-card balance, medical bill, or personal loan, but it also does not automatically hand those debts to your...

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IRS Proposes New Funding Rules for Traditional Employer Pension Plans

The Internal Revenue Service has issued a notice of proposed rulemaking that would update the regulations governing how single-employer defined benefit pension plans calculate their...

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Your Prescription Is Still Covered by Medicare — So Why Did the Price Suddenly Jump?

You walk into the pharmacy expecting the same prescription and roughly the same bill you paid last time, only to discover the price has jumped....

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Retired With a Mortgage? Ask These 7 Questions Before Using Savings to Pay It Off

Entering retirement with a mortgage can feel uncomfortable, especially for someone who spent decades believing the house should be paid off before the final paycheck...

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If You Become Incapacitated, Who Can Access Your Bank Account?

Most people know what happens to a bank account after its owner dies, or at least know that wills, beneficiaries, and estate rules come into...

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Costco Is Launching Medicare Plans — Here’s What Seniors Need to Know Before Open Enrollment

Costco is entering the Medicare market. The warehouse club (NASDAQ:COST) is partnering with nonprofit SCAN Health Plan to launch co-branded Medicare Advantage plans in three...

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6 Expenses That Can Suddenly Cost More After One Spouse Dies

Losing a spouse can transform a household budget in ways that aren’t immediately obvious. Some expenses disappear, but the mortgage, property taxes, utilities, insurance, and...

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