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The Latest Breaking News from HOA

When Your Parents Retire, These 10 Bills Land on You — and Two Can Cost You Your Own Retirement

Your parents retire believing Social Security, Medicare, and their savings will cover the basics, but then the refrigerator dies, Dad stops driving, Mom needs help...

Saving Advice

Can an HOA Fine You for Letting Your Lawn Go Dormant?

Your grass turns brown during a scorching, rainless summer, so you do what seems reasonable: stop pouring hundreds of gallons of water onto it and let the lawn go dormant. Then an HOA violation notice appears in the mailbox demanding that you restore the green lawn—or face a fine. It…

Frugal Gardening

The Native Plant Garden Looks “Messy” to the HOA — Who Gets to Decide?

You replaced thirsty turf with coneflowers, milkweed, native grasses, and other plants that provide food and habitat for wildlife. The bees seem delighted, but then a letter arrives from the homeowners association saying your yard looks overgrown and needs to be cleaned up. HOA native plant rules are becoming a…

Frugal Gardening

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Mortgage Rates Are Near 7% Again — Here’s What That Does to a $400,000 Home Payment

For Americans hoping to buy a home this fall, the math just became uncomfortable again. Mortgage rates near 7% can turn a seemingly manageable $400,000 purchase into a substantially larger monthly obligation than buyers might expect. Freddie Mac reported that the average 30-year fixed mortgage reached 6.95% for the week…

Everybody Loves Your Money

Can an HOA Force You to Grow Grass During a Drought?

Your lawn turns brown during a drought, you cut back on irrigation to conserve water, and then an HOA violation letter arrives telling you to restore the grass. It sounds absurd, but conflicts over HOA drought rules are real enough that states have passed laws specifically addressing what associations can…

Frugal Gardening

Arizona man bought a $450,000 home in 2022, then lost it after falling $977 behind on HOA fees — what happened next

An Arizona man lost his $450,000 Mesa home after falling $977 behind on HOA fees. Toby Newton said he lost his job and was diagnosed with diabetes before missing quarterly assessments. Despite proposing payment plans, foreclosure proceedings began, and the home was eventually sold to the HOA for $8,172. The…

The Economic Times

People Furious With HOA After They Seized And Sold Man’s $450K Home Because He Owed Less Than $1K

“This is so messed up! These associations should be illegal. Nothing good ever comes of them…” one netizen fumed.

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The HOA Approved His Garden — Then a New Board Fined Him $750 for It

Imagine spending years turning your front lawn into a productive garden, getting written approval from your homeowners association, and then discovering that the approval doesn’t necessarily end the argument. That’s essentially what happened to Michael Sherman of Chino, California, whose front-yard “food forest” contains everything from passionfruit and Swiss chard…

Frugal Gardening

An Arizona man lost his $475K home over $977 in HOA dues; it sold for $8,172

Toby Newton bought his four-bedroom Mesa, Arizona home for $475,000 in 2022, planning to spend retirement there with his longtime girlfriend, Sherrie Patten. But after losing his job and being diagnosed with diabetes in 2024, he fell behind on his homeowners association dues, owing just $977, the New York Post…

The Times of India

Arizona Man fell behind on less than $1,000 in HOA dues after losing his job. His heart dropped after his $475K home was auctioned for just $8K: ‘holding on to hope’

The $1,000 he owed ballooned to $10,000.

We Got This Covered

Arizona couple say HOA is forcing foreclosure of their home over $977 in unpaid fees

Couple now trying to raise the money they say they need to save their home using GoFundMe

The Independent UK

Your HOA Says the Garden Has to Go. What Can They Actually Make You Remove?

A backyard vegetable garden can turn an ordinary patch of grass into tomatoes, peppers, herbs, pollinators and, occasionally, a very determined zucchini. Then an HOA letter arrives and suddenly that cheerful little garden looks like a legal dispute with tomato vines.

Frugal Gardening

HOA wants to charge homeowner $500 because his grass isn’t green, so he adds a little blue and yellow: ‘No more HOA fee’

His HOA wanted green grass, so he dyed it green.

We Got This Covered

Buying a House With an HOA? Read These 7 Things Before You Make an Offer

An HOA can give a neighborhood tidy landscaping, shared amenities, and a set of rules that keep the place from turning into a free-for-all. It can also add another monthly bill, restrict what homeowners can do with their property, and potentially hit owners with special assessments when the association needs…

Everybody Loves Your Money

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Everybody Loves Your Money

How Much House Can You Afford Without Becoming House Poor?

A house can look affordable on paper and still make the rest of your budget miserable. The real question is not how much a lender will approve, but how much you can spend on a home while still paying for groceries, saving money, handling emergencies, and enjoying life without checking…

The Times of India

More than 40 Tennessee tiny-home owners are seeking $5 million in a 'zombie HOA' lawsuit, alleging nearly 80% of the HOA budget went to a lawn care company owned by the developer

More than 40 homeowners in Tennessee’s Sunset Bluff community have joined a $5 million lawsuit against developer Claude “Chip” Hayes III, accusing him of retaining control of their HOAs and mismanaging funds. Residents allege that nearly 80% of one HOA’s budget went to a lawn care company owned by Hayes,…

Everybody Loves Your Money

9 Things You Should Never Take a Realtor’s Word For

Buying a house involves plenty of trust, but “trust me” should never replace checking the facts. A realtor can explain the listing, arrange showings, negotiate terms, and help move a deal along, but buyers still need to verify important details that could affect their money, safety, and future plans.

Everybody Loves Your Money

Before You Buy a House With an HOA, Read These 7 Parts of the Rules

An HOA can keep a neighborhood looking polished, protect shared amenities, and handle maintenance that individual homeowners would otherwise have to coordinate themselves. It also can tell a homeowner what color to paint a front door, where to park a trailer, whether a fence needs approval, and sometimes what can…

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Frugal Gardening

A Lawn Dispute With an HOA Ended With 7 Days in Jail: Here’s How It Got That Far

Brown grass usually calls for a sprinkler, a hose, or perhaps a resigned shrug at the weather. For Irena Green, a homeowner in Riverview, Florida, brown grass became the opening chapter of an HOA dispute that eventually led to a court order, an arrest warrant, and seven days in the…

The Independent UK

Got a bad feeling about an HOA? These are the signs to look out for

Some 57 percent of people who have an HOA in their community or building don’t like it, according to a 2024 survey

Frugal Gardening

His HOA Said “Flowers Only.” This Gardener Took the Rule Very Literally

An HOA said “flowers only,” and one gardener decided to treat those two words less like a suggestion and more like a gardening challenge. Instead of arguing over what belonged in the yard, the gardener leaned into the wording and turned the restriction itself into the punchline.

Frugal Gardening

Can Your HOA Force You to Grow Grass? One Maryland Couple Is Fighting That Battle

Can an HOA really tell a homeowner to rip out a garden and put grass back? In Maryland, the answer gets surprisingly interesting, especially after Janet and Jeff Crouch fought their HOA over a yard filled with native plants, flowers, trees, and habitat instead of a conventional carpet of turf.…

Everybody Loves Your Money

Your HOA Fee Is Going Up Again, When Does It Become a Reason to Sell?

Your HOA fee is going up again, and suddenly that “affordable” home looks a little less affordable. A higher monthly bill does not automatically mean it is time to put a For Sale sign in the yard, but repeated increases can become a serious homeownership problem when the fees stop…

Frugal Gardening

His HOA Approved His Front-Yard Food Forest — Then a New Board Fined Him $750

A front yard usually comes with an unspoken suburban assignment: grass, a few shrubs, maybe a tree that behaves itself. Michael Sherman of Chino, California, had a different idea, turning his lawn into a productive food forest filled with passionfruit, radishes, calendulas, sunflowers, aloe vera, Swiss chard and banana trees.…

Everybody Loves Your Money

The Mortgage Is $2,000 — So Why Does This House Really Cost $3,200 a Month?

A house with a $2,000 mortgage payment can somehow cost $3,200 a month, and no, the math has not gone rogue. The $2,000 figure often represents only principal and interest, while the actual monthly cost of owning the home can include property taxes, homeowners insurance, mortgage insurance, HOA dues, and…

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