The Latest Breaking News from Freddie Mac

The Bond Market Doesn't Trust the Treasury

To judge from rising 10-year interest rates, the bond market doesn't seem to expect Trump to bring inflation or spending under control.

Reason · Oct 5

Mortgage Rates Are Over 7%-Here’s How You Can Still Afford That House

Mortgage rates have pushed back above 7%, making the price tag on a house only part of the affordability problem. Freddie Mac reported a 7.28% average for a 30-year fixed mortgage on October 1, up from 7.03% the previous week.

The Free Financial Advisor · Oct 3

The Mortgage Market Is Sending Two Opposite Signals—Here’s What Buyers Should Know

Mortgage lending is picking up, yet getting a mortgage has not necessarily become easier. That contradiction sits at the center of the housing market right now.

The Free Financial Advisor · Sep 30

Struggling US home buyers, and market, face new hurdles as mortgage rates near 7%

Mortgage buyer Freddie Mac's latest snapshot of mortgage rates is due out later Thursday and expected to show that the average rate for a 30-year mortgage rose again this week, moving closer to 7%

The Independent UK · Sep 17

Buyers Are Flocking to This $270,000 Housing Market — And It’s Not in the Sun Belt

For years, homebuyers chasing affordability seemed to follow the same map: Texas, Florida, Arizona, and other fast-growing Sun Belt states. But one of America’s hottest housing markets is now hundreds of miles north, where buyers can still find homes at prices well below the national norm.

Everybody Loves Your Money · Sep 16

Scott Bessent Thinks Norway May Trade Treasuries for Assets Like Fannie Mae. What That Actually Means for FNMA Stock.

Scott Bessent suggested Norway may swap Treasuries for assets like Fannie Mae as Norges Bank proposed cutting government bonds from 70% to 50% of its benchmark, potentially selling $75–80 billion of U.S. Treasuries.

Barchart · Sep 10

A 4.75% Mortgage Is Hard to Give Up, but Keeping the House After Divorce Could Cost You More

Homeowners going through divorce may be able to keep a low-rate mortgage, but advisers say affordability, equity, and future costs matter more than interest rates.

International Business Times UK · Sep 9

Buying a House With an HOA? Read These 7 Things Before You Make an Offer

An HOA can give a neighborhood tidy landscaping, shared amenities, and a set of rules that keep the place from turning into a free-for-all. It can also add another monthly bill, restrict what homeowners can do with their property, and potentially hit owners with special assessments when the association needs…

Everybody Loves Your Money · Sep 7

8 Credit Score Levels Lenders Are Flagging as Higher-Risk for Mortgage Approval

A credit score is a tiny number with an enormous amount of power, especially when a mortgage application lands on a lender’s desk. A score does not tell the whole story, but it can quickly signal how much credit risk a borrower might represent. The lower the score, the more…

The Free Financial Advisor · Sep 4

Your 3% Mortgage Is Saving You Money — But Is It Also Keeping You Trapped?

Your 3% mortgage may rank among the best financial deals sitting in your life right now. With the average 30-year fixed mortgage rate reaching 6.65% on August 20, 2026, according to Freddie Mac, replacing a 3% loan with a new mortgage could make the monthly payment jump sharply.

Everybody Loves Your Money · Aug 30