The Latest Breaking News on Personal Finance

You’re 60 With $1 Million Saved — What Are the Next Five Financial Decisions?

Reaching 60 with $1 million saved sounds like the moment to crack open the champagne and retire by Tuesday. Maybe, but the bigger question now involves what that million dollars needs to do for the rest of your life, because a retirement portfolio needs a job description, not just a…

The Free Financial Advisor · Aug 21

How Advisers Can Strengthen Their Client Relationships: These Small Changes Can Have a Powerful Impact

Small tweaks to your sales process can uncover new opportunities and better serve your clients' retirement goals.

Kiplinger · Aug 21

Advisers: This Outdated Retirement Rule Actually Un-Diversifies Your Clients

Instead of saving home equity as a "last resort" in retirement planning, it makes sense to treat it as a strategic asset that's incorporated from the start.

Kiplinger · Aug 21

You Have Enough Money to Retire — But Do You Have Enough Money to Stay Retired?

A retirement account can reach a number that looks wonderfully reassuring, yet that number does not guarantee a retirement that lasts. Having enough money to retire means having enough resources to leave work; having enough money to stay retired means making those resources support a life that could last for…

The Free Financial Advisor · Aug 20

7 Things Women Should Have in Their Own Name — Even in a Happy Marriage

A happy marriage can involve shared dreams, shared bills, and shared financial goals without requiring every dollar and account to have both spouses’ names attached. In fact, a February 2026 Bankrate survey found that 62% of couples keep at least some financial accounts separate, including 36% who use a combination…

Budget and the Bees · Aug 20

The $500,000 Question: Is It Better to Own a Paid-Off House or Have More Money Invested?

A $500,000 house with no mortgage can feel like the financial equivalent of a giant sigh of relief. But there is another version of that $500,000 sitting in an investment portfolio, potentially producing income and growing over time, and suddenly the choice gets much more interesting. Neither option automatically wins…

The Free Financial Advisor · Aug 20

Martin Lewis shares how savers can get up to £220 ‘free cash’ with simple bank change

Banks are currently offering the highest rate of offers ‘we've seen for a while’, the finance guru said

The Independent UK · Aug 20

Your 401(k) Has $500,000 — How Much of That Money Is Really Yours After Taxes?

A $500,000 401(k) balance can look like a giant neon sign announcing, “Retirement is going to be fine!” Then taxes walk into the room and quietly pull up a chair. If that $500,000 sits in a traditional 401(k), the account balance does not represent $500,000 of spendable money because most…

The Free Financial Advisor · Aug 20

IRS Proposes New Funding Rules for Traditional Employer Pension Plans

The Internal Revenue Service has issued a notice of proposed rulemaking that would update the regulations governing how single-employer defined benefit pension plans calculate their...

Saving Advice · Aug 20

Which Trust Type Saves Your Kids The Most Money?

If a basic will isn't enough to protect your family's assets, you have two trust options: revocable vs. irrevocable. But only one is right for you.

Kiplinger · Aug 20