Woman wanted to save on her Marriott and Hilton bookings. So she used a price-match hack most travelers don’t know about: ‘Would definitely suggest’ She got a $60 discount. We Got This Covered · Aug 17
Today's 'Safe' Returns May Not Be Enough to Secure Your Retirement: Here's Why, According to a Financial Pro CDs and Treasuries are secure, but thanks to inflation they might not get you through retirement. You'll likely need some growth-focused investments, too. Kiplinger · Aug 17
The 5 Pillars of a Fulfilling Retirement (and They Don't Include Savings, Healthcare Costs or Social Security) While a solid financial plan tells you if you can afford to retire, a "second checklist" focused on purpose, relationships and well-being is also important. Kiplinger · Aug 16
Your Financial Plan Has a Hidden Expiration Date: 6 Life Changes That Mean It’s Time to Update It A financial plan does not come with a clear expiration date printed at the bottom of the page, but life has a sneaky way of making an old plan obsolete. A marriage, new job, home purchase, divorce, inheritance, or growing family can change the numbers so dramatically that yesterday’s smart… The Free Financial Advisor · Aug 16
Hitting Your Retirement Number Is Not Your Cue to Retire: You Still Have This Question to Answer Hitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved. Kiplinger · Aug 16
Should Retirees Still Keep an Emergency Fund? The Answer Changes After You Stop Working For most of your working life, emergency-fund advice probably sounded straightforward: keep enough cash available to survive a few months without a paycheck. Then you... Saving Advice · Aug 16
Cash Flow vs Income: Why Retirees Need to Know the Difference Retirees often overpay their taxes because they mix up their cash flow, income and actual spending. Understanding the differences can help you stay in control. Kiplinger · Aug 16
Social Security Benefits Stop Growing at 70 — But These Retirement Decisions Don’t Waiting to claim Social Security can pay off, but there is a point when waiting longer stops helping. The Social Security Administration explains that retirement... Saving Advice · Aug 16
What impact will July’s energy price hike have on UK inflation figures? Many experts are forecasting that Consumer Prices Index inflation will rise back up to 2.9% in July, from 2.6% in June. Evening Standard · Aug 16
The £100K Salary Trap: Why More High Earners Say They Still Feel Broke Despite Six-Figure Pay The HENRY phenomenon describes high earners who feel financially stretched despite strong incomes. Lifestyle inflation and financial obligations often prevent them from feeling wealthy, highlighting the difference between income and wealth. International Business Times · Aug 15
6 Reasons a $1 Million Retirement Portfolio Can Support Very Different Lifestyles A $1 million retirement portfolio can look wildly different from one household to another. For one retiree, it might support frequent travel, restaurant dinners, and a comfortable home, while another person with the same portfolio may spend carefully to preserve flexibility for future expenses. The Free Financial Advisor · Aug 15
The $100 Bill Test: 8 Expenses You’d Notice Immediately If You Had to Pay Them in Cash The $100 bill test offers a wonderfully simple way to spot spending that has become invisible: imagine pulling actual cash from your wallet every time you paid for something. Suddenly, that $7 convenience purchase, $18 subscription, or $42 delivery order feels a lot more real when you have to hand… Everybody Loves Your Money · Aug 15
529 Plans Beat Trump Accounts for College Savings, But It Makes Sense to Have Both: Here's Why The government will put $1,000 into a Trump Account for eligible newborns. Take it, but remember that college savings will be better off in a 529 plan. Kiplinger · Aug 15
What Happens to Your Credit Score After You Retire? Retirement changes plenty of financial numbers overnight, from the size of your paycheck to how much money you withdraw from savings each month. One number... Saving Advice · Aug 15
Bangkok Post · Aug 15 Guru's daily horoscope for Aug 15 The day of the week you were born on can reveal a lot... Read on.
Saving Advice · Aug 14 Dave Says: Retirement Funding Comes Before College Savings Dear Dave, A friend told me about your Baby Steps program. I have one question, though. I noticed that according to your plan, saving for...
Saving Advice · Aug 14 Dave Says: Control Your Own Destiny Dear Dave, I read where you recommend saving 15% of your income for retirement. Should I count my employer’s contribution to my retirement...
The Free Financial Advisor · Aug 14 Why Your First $100,000 Feels Impossible — And Why the Next $100,000 Can Be Different The first $100,000 often feels like financial quicksand. Every dollar seems to require effort, sacrifice, overtime, budgeting gymnastics, or the occasional decision to pretend takeout menus do not exist. Then something interesting happens: once that first $100,000 starts working alongside new savings, reaching the next $100,000 can feel dramatically different.
The Independent UK · Aug 14 How to master the basics of personal finance - from budgeting to planning your future It’s far easier to take control of your money than we’ve been led to believe – you just need a plan and some time
The Independent UK · Aug 14 6 money lessons to teach your teen before they head to university Young adults heading off to study often encounter first-time financial independence. Here’s what parents should be teaching them before they go.
The Independent UK · Aug 14 What is the FIRE method – and how could it help me retire early? Here’s what an expert says The FIRE method (Financial Independence, Retire Early) is a lifestyle and money strategy
MyLifeXP · Aug 14 3 Warning Signs of a Man Who May Never Succeed Success is not always visible in a bank account, job title or expensive lifestyle. Sometimes, the clearest clues are hidden in everyday behaviour. A person can have limited money today and still be ambitious, responsible and determined to improve. On the other hand, someone can have a good job and…
International Business Times UK · Aug 14 DWP Universal Credit and State Pension Payments to Arrive 3 Days Early Before August Bank Holiday The DWP will issue early payments for Universal Credit, State Pension, and other benefits due to the August bank holiday, ensuring recipients receive funds before the weekend disruption.
International Business Times · Aug 13 The Financial Reset: A Practical Framework for Regaining Control of Household Debt A practical guide to managing household debt, creating a realistic budget, building savings, and developing sustainable strategies to regain control of your finances.
Budget and the Bees · Aug 13 6 Financial Boundaries Every Woman Should Have With Adult Children Helping an adult child through a rough patch can be an act of love, but repeated financial rescue can quietly undermine a woman’s own security. Recent AARP research found that three-fourths of parents surveyed financially support at least one adult child, with parents providing thousands annually on average. Setting financial…