For many people, earning a six-figure salary was once seen as the ultimate financial milestone — the point at which money worries disappear and life becomes significantly more comfortable. Yet a growing number of high earners are discovering that a large pay cheque does not necessarily translate into feeling wealthy.
This disconnect has given rise to the HENRY phenomenon, short for 'High Earner, Not Rich Yet'. The term describes people with strong incomes who are still building wealth and often feel financially stretched despite earning well above the national average.
