Get all your news in one place.

100's of premium titles.
One app.

Get all your news in one place.

100's of premium titles. One news app.

The Latest Breaking News from The Free Financial Advisor

The Single Late Payment That Raises APR to 29.99% Permanently at Discover

It happens in a blink. One forgotten due date, one autopay glitch, one chaotic week where life just steamrolls your calendar—and suddenly your credit card balance becomes a financial monster. If you have a Discover card, that single late payment can trigger a penalty APR of 29.99%, a number so…

The Free Financial Advisor · Feb 3

California’s Insurance Cancellation Crisis: 3.18% of Homeowners Lost Coverage in 2024

If you thought your auto insurance drama was wild, wait until you hear what’s happening with California’s homeowners insurance. In 2024, a staggering 3.18% of homeowners in the Golden State saw their policies canceled or not renewed—one of the highest rates in the entire country.

The Free Financial Advisor · Feb 3

Retail Store Credit Cards Now Charging 30% APR on Average

Once upon a time, retail store credit cards felt like a harmless little perk. You’d get 10% off your purchase, maybe a birthday coupon, and the occasional “exclusive” sale invite. It felt friendly. Convenient. Almost cozy.

The Free Financial Advisor · Feb 3

From analysis to the latest developments in health,
read the most diverse news in one place.

The Roof Age That Automatically Disqualifies Florida Homes From Coverage

In Florida, your roof isn’t just a roof—it’s basically your insurance passport. You can have the perfect paint job, a gorgeous kitchen remodel, and the best landscaping on the block, but if your roof is “too old,” insurance companies may shut the door on coverage faster than a thunderstorm rolls…

The Free Financial Advisor · Feb 3

Student Loan Default Crisis: Millions Of Borrowers Are Now Delinquent or in Default

The student loan system in the U.S. isn’t just strained — it’s buckling under the weight of a repayment restart that collided with the most expensive cost‑of‑living environment in a generation. Millions of borrowers are now behind on payments, and a rapidly growing share are slipping into delinquency or edging…

The Free Financial Advisor · Feb 2

Florida Homeowners See First Rate Decrease in 10 Years — Citizens Property Insurance Dropping Premiums 2.6%

If you’ve owned a home in Florida for more than a minute, you’ve probably felt like property insurance was a sneaky, ever-climbing cost that showed up on your bills just when you thought you could breathe. For years, homeowners across the Sunshine State watched premiums rise — sometimes dramatically —…

The Free Financial Advisor · Feb 2

The Credit Score That Adds $2,000/Year to Florida Homeowner’s Insurance Premiums

Most Florida homeowners expect their insurance premiums to rise because of hurricanes, floods, roof age, or rising construction costs. What many don’t expect is that a three-digit number they barely think about can quietly push their premiums higher every single year.

The Free Financial Advisor · Feb 2

Read news from The Economist, FT, and more,
with one subscription

Why Credit Card APRs Only Dropped 0.35% Even After Three Fed Rate Cuts in 2025

If you watched the Federal Reserve cut rates three times in 2025 and thought, “Finally, some breathing room,” you weren’t alone. Millions of cardholders expected lower balances, cheaper interest, and at least a noticeable dip in those brutal APR numbers.

The Free Financial Advisor · Feb 2

The SAVE Plan Settlement: Why Pending Applications Were Just Denied

If you applied for the federal SAVE Plan and feel like you’ve been stuck in limbo, you’re not imagining it. Millions of borrowers are navigating a repayment system that’s been challenged in court and reinterpreted more times than anyone can count.

The Free Financial Advisor · Feb 2

Credit Card Interest Rates Average 23.79% in January 2026 Despite Fed Rate Cuts

Credit card bills that feel like an uninvited roommate? You’re not imagining it. In January 2026, the average interest rate on credit cards sat at a jaw‑dropping 23.79%. That’s the kind of number that turns a quick lunch swipe into a months‑long relationship with interest charges.

The Free Financial Advisor · Feb 1

The Medicare Part B Increase That’s Reducing Social Security Checks By About $185/Month in 2026

If you’re retired, planning to retire, or even just watching your future finances with one wary eye, here’s a headline that deserves your attention. A potential Medicare Part B premium increase in 2026 could translate into Social Security checks shrinking by as much as $185 per month for some Americans,…

The Free Financial Advisor · Feb 1

California FAIR Plan Exposure Doubles to $650 Billion — 35.8% Rate Hike Requested

California’s wildfire crisis just hit a new financial flashpoint, and it’s not happening in the forests — it’s happening in the insurance system. The California FAIR Plan, the state’s insurer of last resort, has seen its exposure explode to a staggering $650 billion, more than double what it carried just…

The Free Financial Advisor · Feb 1

Why Major Insurers Are Quietly Canceling 2026 Policies Using Satellite Photos

One day, you may open your mailbox expecting junk mail and maybe a coupon for pizza, and instead find a crisp, official letter from your insurance company saying they’re ending your policy. No claim. No accident. Just a snapshot taken from space—or so they say.

The Free Financial Advisor · Feb 1

Student Loan Wage Garnishment Could Return After 5-Year Pause — 15% of Paychecks at Risk

If you thought that chapter of your financial life was closed, think again. After a nearly five‑year hiatus triggered by the pandemic, the federal government is toying with the idea of restarting wage garnishment for people with defaulted student loans — and this time the stakes feel real.

The Free Financial Advisor · Feb 1

Get all your
news in one place.

100's of premium titles.
One news app.

The Free Financial Advisor · Jan 31

8 Ways Baby Boomers Should Leave Their Inheritance That Helps Families Keep The Peace

When it comes to inheritance, many baby boomers dream of leaving a legacy that doesn’t come wrapped in tension, fights, or awkward family dinners. Yet, studies consistently show that disputes over money are one of the top reasons families clash after a loved one passes away.

The Free Financial Advisor · Jan 31

10 Warning Signs You’re Closer to Financial Collapse Than You Realize

We like to think we’re in control of our money, but let’s be honest: for many of us, financial stability is more like juggling flaming swords while riding a unicycle on a tightrope. One slip, and it can all come crashing down. Yet, financial collapse doesn’t always announce itself with…

The Free Financial Advisor · Jan 31

8 Choices Rich People Will Never Make, But Poor People Make Everyday

Have you ever wondered why some people seem to effortlessly climb the financial ladder while others stay stuck on the same rung for years? It’s not luck, genetics, or secret handshakes—it’s choices. Wealthy people don’t stumble into riches; they make deliberate, sometimes uncomfortable decisions every single day that protect and…

The Free Financial Advisor · Jan 31

7 Ways Rising Costs Affect Everyday Decisions

We’ve all felt it—the creeping pinch at checkout, the quiet shock of a higher gas bill, the subtle disappointment when your favorite latte suddenly costs a little more. Rising costs aren’t just numbers on a spreadsheet; they infiltrate the tiny, everyday choices we make, often without us even realizing it.

Get all your
news in one place.

100's of premium titles.
One news app.

The Free Financial Advisor · Jan 31

Why Estate Plans Written Before 2020 Are Failing Families Today

If your estate plan hasn’t been touched since 2019, it might be quietly plotting chaos for your family. Estate planning sounds boring, almost clinical—but when your will or trust is outdated, it can unleash a storm of confusion, financial headaches, and even family disputes.

The Free Financial Advisor · Jan 30

Your Attorney Isn’t the Only One Who Needs Your Will Details: 5 Conversations That Prevent Family Disputes

When it comes to wills, most people think of attorneys, paperwork, and maybe a quiet sigh of relief once everything is signed. But here’s the catch: drafting a will is only half the battle. The other half—arguably the more important part—happens around the dinner table, in the living room, or…

The Free Financial Advisor · Jan 30

7 Budget Foods Americans Rely On That Doctors Say Create Bigger Problems Later

We all love a good deal. Those $1 frozen meals, bargain-brand chips, and instant noodles lining the shelves of supermarkets seem like lifesavers for anyone on a budget.

The Free Financial Advisor · Jan 30

The Financial Review Process Most People Skip That Exposes Them to Identity and Account Abuse

It’s a beautiful morning. You’re scrolling through your phone, sipping your coffee, feeling proud that you’ve got your finances “under control.” Bills are paid, your paycheck hit the account, and your credit card isn’t maxed out. Life is good.

The Free Financial Advisor · Jan 30

Why Fixed Income Doesn’t Feel Fixed Anymore for Retirees in 2026

Everyone who’s retired or eyeing retirement remembers the day they first heard “fixed income,” pictured as a money safety net that kicks in like clockwork every month. That dependable paycheck — from Social Security, pensions, annuities, or bond interest — was supposed to be the rock in the shaky sea…

The Free Financial Advisor · Jan 30

The “Safe” Budget Rules That Quietly Stop Working After Age 60

For years, you were probably told that if you followed simple budget rules, stayed disciplined, and avoided lifestyle creep, you’d be financially “safe.” And for a long time, that advice worked beautifully. Your income was predictable, your expenses were structured, and your financial life followed a rhythm that made sense.

The Free Financial Advisor · Jan 29

Why Leasing a Car Is Quietly One of the Most Expensive Money Mistakes for Middle-Income Drivers

You’ve seen those shiny lease deals at the dealership: low monthly payments, new‑car smell, and no old clunker in your driveway. For middle‑income drivers juggling groceries, childcare, and rent or mortgage payments, leasing a car can feel like a practical way to get reliable wheels without breaking the bank. But…

1 … 43 44 45 46

Organisations

the Department of Education

From analysis to the latest developments in health,
read the most diverse news in one place.

Topics

Read news from The Economist, FT, and more,
with one subscription

Places

Fourteen days free

Download the app

One app. One membership.
100+ trusted global sources.