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The Free Financial Advisor
The Free Financial Advisor
Brandon Marcus

Why Fixed Income Doesn’t Feel Fixed Anymore for Retirees in 2026

Image source: shutterstock.com

Everyone who’s retired or eyeing retirement remembers the day they first heard “fixed income,” pictured as a money safety net that kicks in like clockwork every month. That dependable paycheck — from Social Security, pensions, annuities, or bond interest — was supposed to be the rock in the shaky sea of retirement finances.

But in 2026, something surprising has happened: that rock feels a bit more wobbly.

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