The Latest Breaking News from The Free Financial Advisor

Welcome to the new year—it already has a price tag.

There’s nothing quite like the smug satisfaction of making a “responsible” financial decision. You know the feeling—the little internal pat on the back, the mental gold star, the sense that Future You will be eternally grateful.

Super Bowl ad costs have transformed from a modest marketing expense into one of the most expensive investments in modern advertising. What started as a $37,500 to $42,500 price tag for a 30-second spot in 1967 has ballooned into an unprecedented average of $8 million to over $10 million for…

It’s a beautiful morning in July of 2028. You wake up, stretch, and—before your coffee steams—realize one of the biggest changes in federal student loan history just kicked in. If you’ve been coasting along in one of the popular income-driven repayment (IDR) plans, your comfy payment regime is officially retired.

Homeownership has always come with a few predictable expenses: the mortgage, the taxes, the insurance, and the occasional “why is the water heater making that noise?” moment.

There’s a moment many people experience: you open your credit card statement, see the minimum payment, and think it’s not so bad. It feels like a tiny financial victory—like the bank is giving you a break.

If you’ve lived in Florida long enough, you know Citizens Property Insurance is like that friend you only call when things get really messy. It’s the state‑run insurer of last resort—the safety net for homeowners who can’t find coverage anywhere else. But in 2026, something unusual is happening: Citizens is…

Homeownership used to feel like a predictable equation: mortgage, taxes, insurance, repeat. But in 2026, that last piece of the puzzle—home insurance—has started acting like the unpredictable cousin who shows up unannounced and eats all your snacks. Homeowners across the country are discovering that insurance is taking up a bigger…

Ever feel like student loans are a twisty maze that only Indiana Jones could navigate without losing his hat? Well, buckle up, because for folks chasing Public Service Loan Forgiveness (PSLF), a big signpost is shifting on July 1, 2026 and it’s set to make some pathways narrower.

Buying a home in 2026 isn’t just about finding the right kitchen island or a backyard big enough for a grill and a dog — it’s about navigating a maze of rising costs that go way beyond the mortgage payment.

Imagine opening a letter that instantly changes your financial reality. Not a storm warning, not a tax notice, but a simple sentence that hits harder than a hurricane: “Your policy will not be renewed.” For thousands of Louisiana homeowners, that sentence has become painfully familiar.