A 12% return with “no risk” sounds like the sort of financial offer that deserves a closer look, not an immediate deposit. The return itself does not prove that an investment is fraudulent, but the combination of a high promised return and zero-risk language should put a serious pause between the pitch and your money.
The Federal Trade Commission says all investments involve risk and warns consumers about offers promising large or guaranteed returns with little or no risk. The Securities and Exchange Commission makes the same basic point: higher potential returns generally come with greater risk.
