The Latest Breaking News from Interest Rates

The 7% Rule for Student Loans — When It Makes Sense to Refinance

Seven percent may look like a small number on paper, yet that figure can quietly drain thousands of dollars from a student loan balance. Interest rates above that line often turn repayment into a long and expensive marathon rather than a steady march toward freedom. Financial planners frequently point to…

The Free Financial Advisor · Mar 10

The $124 Trillion Hand-Off: How the Great Wealth Transfer is Quietly Saving the Real Estate Market

The $124 trillion hand-off already started, and it will reshape the housing market more than interest rates, construction shortages, or economic forecasts ever could. Financial analysts estimate that roughly $124 trillion in wealth will move from older generations to younger ones over the next two decades, according to research from…

The Free Financial Advisor · Mar 10

4 Scenarios for Interest Rates in 2026 and How to Prepare

American interest rates in the 2020s have been defined by extraordinary volatility, swinging from record lows during the COVID-19 pandemic era of 2020 and 2021 to the massive surge of 2022 and 2023 in response to subsequent high inflation, all before stabilizing throughout the past two years. Economists generally believe…

GOBankingRates · Mar 10

How war in the Middle East could affect UK interest rates

IN FULL

The Independent UK · Mar 9

Is Your Mortgage Broker Being Transparent? 3 Questions to Ask Before Refinancing

Refinancing a home loan feels exciting, almost like getting a fresh financial start. Lower payments, better interest rates, maybe even a little more breathing room each month all sound great. But excitement can blur judgment if the mortgage broker does not explain everything with total honesty. Homeowners sometimes jump into…

The Free Financial Advisor · Mar 8

Iran conflict threatens new UK cost of living crisis as energy markets in ‘turmoil’ and mortgage rates on the rise

Oil prices have seen their biggest weekly increase in six years, while experts warn energy bills could rise by 10 per cent in July

The Independent UK · Mar 6

Mortgage rates increased as Iran war hits borrowers

Nationwide and HSBC have both announced changes

The Independent UK · Mar 6

Will interest rates rise after surge in oil prices over Iran-US war?

Inflation concerns could see the BoE pause their recent rate cuts - or head the other direction

The Independent UK · Mar 6

4 Signs Your Bank May Lower Your Savings Rate — And Where to Move Cash

Have you ever felt that quiet sinking feeling when your savings account stops growing the way it used to, even though you did nothing wrong? Interest rates don’t always drop overnight, and banks rarely send a warning email saying they plan to pay you less. But if you pay attention…

Everybody Loves Your Money · Mar 6

Delay Social Security or Claim Now? How High Interest Rates Now Affect Choice

While it seems like claiming early is throwing thousands away, you have to factor in life expectancy, investment opportunities, and urgent fiscal needs.

GOBankingRates · Mar 5