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The Latest Breaking News from Clever Dude

The Garage Is Full but the Savings Account Isn’t — 8 Things Worth Selling This Fall

The garage can become a very expensive storage unit for things nobody actually uses. This fall, a little decluttering could turn dusty equipment, forgotten furniture, and impulse purchases into money that actually makes it into the savings account. Cooler weather also gives many people the itch to organize before the…

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Men Over 40 Keep Buying These 7 Things Thinking They’ll Use Them More Than They Do

A funny thing happens somewhere around 40: buying something for a future version of yourself starts feeling remarkably reasonable. That version of yourself suddenly has more free time, more motivation, better organization, and apparently a burning desire to use a pressure washer every Saturday morning.

Clever Dude

The Car Dealer Wants to Talk Monthly Payment — Ask for These 3 Numbers Instead

A car dealer can make almost any vehicle sound affordable if the conversation stays focused on the monthly payment. A payment might sound manageable until a longer loan term, hefty down payment, expensive add-ons, or a higher interest rate enters the picture. Instead of getting hypnotized by one monthly number,…

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The Mechanic Found $5,000 in Repairs. Which Ones Actually Need to Be Done Today?

A mechanic hands over a repair estimate for $5,000, and suddenly that innocent little check-engine light feels like a personal attack. But a large estimate does not automatically mean every repair needs to happen today, and some items deserve immediate attention while others can wait for a more convenient payday.…

Clever Dude

That Cheap Used Car Has a $2,000 Secret: 7 Things to Check Before You Buy

A cheap used car can look like the automotive equivalent of finding money in an old coat pocket. Then the check-engine light appears, the tires look suspiciously tired, and suddenly that bargain needs a repair bill that makes the purchase price feel like a distant memory. A car that costs…

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Fake Car Dealership Websites Are Taking Buyers’ Money — Here’s How to Spot One Before You Pay

A car can look like the deal of the century on a computer screen, right up until the buyer sends money and discovers the dealership never existed. Scammers now create convincing dealership websites that copy real businesses, complete with vehicle photos, logos, listings, testimonials, and polished sales pages. The Federal…

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Bought a Used Car That Was Previously Wrecked? NHTSA Says Check the Airbag Immediately

A shiny paint job can hide an ugly secret underneath the hood, and sometimes behind the steering wheel. If a used car has a crash in its history, NHTSA now urges owners to take a particularly close look at the air bag system because dangerous replacement inflators have killed people…

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How Much Car Can You Actually Afford on a $75,000 Salary?

A $75,000 salary can put a surprisingly nice car within reach, but it does not mean a $50,000 car suddenly becomes a smart purchase. The real question involves more than whether a lender will approve the loan. It comes down to how much room the car leaves for housing, groceries,…

Clever Dude

A $20K Price Cut Usually Signals A Failed Inspection — What To Ask Before You Lowball

A $20,000 price cut can make a house look like the deal of the century. It can also be the financial equivalent of finding a suspiciously cheap steak at the grocery store and wondering what happened to it before it reached the clearance bin. When a seller suddenly drops the…

Clever Dude

Your Car Is Worth $18,000 but You Owe $26,000. What Happens If It Gets Totaled Tomorrow?

Picture the paperwork after a serious crash: the car sits in a repair shop, the insurance adjuster starts crunching numbers, and the auto lender still expects the remaining loan balance. The vehicle is worth $18,000, but the loan balance sits at $26,000, creating an $8,000 gap that does not magically…

Clever Dude

The Stuff Men Keep “Because It Might Be Worth Something” — What’s Actually Valuable?

There is a particular kind of household box that never gets thrown away. It contains old coins, a watch that stopped working sometime during the previous administration, a stack of baseball cards, strange-looking tools and perhaps a belt buckle nobody remembers buying. The official reason for keeping all of it…

Clever Dude

The Dealer Wants to Talk Monthly Payment. Here’s the Number You Should Ask for Instead

The dealer asks, “What monthly payment are you looking for?” It sounds like a perfectly reasonable question, but that number can make a car deal look much better than it actually is. The better question comes first: “What is the out-the-door price?”

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NHTSA Expands GM Brake Investigation to More Than 1.1 Million Vehicles

Federal safety regulators have expanded an investigation into potential brake-assist failures to more than 1.1 million vehicles that use General Motors’ eBoost braking system. The National Highway Traffic Safety Administration opened Engineering Analysis EA26006 on August 21, 2026, after continuing to receive reports involving loss of brake assist. The investigation…

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NHTSA Opens Investigation Into Tesla Cybercab Safety Certification After Austin Launch

Federal auto-safety regulators have opened an investigation into how Tesla certified its new Cybercab as meeting federal safety standards after the driverless vehicles began commercial deployment in Austin, Texas. The National Highway Traffic Safety Administration opened Audit Query AQ26002 on September 3, the same day Tesla began deploying a small…

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Jeep Recalls 328,381 Grand Cherokees Because Rear Coil Springs May Detach While Driving

More than 328,000 Jeep Grand Cherokee SUVs are being recalled because improperly installed rear coil springs could detach while the vehicle is moving—and some owners who already brought their Jeeps in for an earlier recall will need another repair. Chrysler, formerly FCA US LLC, is recalling 328,381 vehicles under NHTSA…

Clever Dude

DIY or Call a Pro? 8 Home Repairs Where Getting It Wrong Gets Expensive Fast

A loose cabinet handle is one thing, but a leaking pipe behind the wall is a completely different animal. Some home repairs make excellent weekend projects, while others can turn a five-minute YouTube tutorial into water damage, electrical trouble, or a repair bill that makes the original problem look downright…

Clever Dude

How Much Money Should a 45-Year-Old Actually Have Saved Outside a 401(k)?

At 45, retirement stops looking like some distant country on the other side of the map and starts looking like a place that deserves an actual itinerary. That raises an important question: How much money should a 45-year-old have saved outside a 401(k)? There is no magic balance that guarantees…

Clever Dude

7 Car Features That Sound Great at the Dealership but Can Get Expensive After the Warranty Ends

A new car can make a lot of things sound irresistible. A salesperson demonstrates the suspension lowering itself, the running boards glide out, the panoramic roof floods the cabin with sunlight, and suddenly that practical little SUV starts feeling like a rolling luxury hotel.

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Your Water Heater Is 10 Years Old. Replace It Now or Wait Until It Dies?

A 10-year-old water heater does not automatically belong in the trash, but it has entered the part of its life when waiting for failure can turn a routine home project into a soggy emergency. You should consider a replacement when a water heater reaches more than 10 years old, because…

Clever Dude

At What Mileage Does It Stop Making Sense to Keep Repairing an Old Car?

There is no magic mileage when a car suddenly becomes too old to repair, even when the odometer rolls past 150,000 or 200,000 miles. A well-maintained car with a healthy engine, solid transmission, and clean body can make more financial sense to repair than replacing it with another used vehicle…

Clever Dude

8 Warning Signs Your Auto Loan May Be Putting Too Much Pressure on Your Budget

A car loan can look perfectly manageable when the payment fits neatly into the monthly budget, but that single number does not tell the whole story. If the payment leaves little room for groceries, savings, repairs, or an unexpected bill, the loan may already be putting too much pressure on…

Clever Dude

9 States Where a Traffic Ticket Can Hit Your Wallet Hardest

A traffic ticket might feel like a minor annoyance…until the fine comes due. And some states make that annoyance surprisingly expensive. In 2026, a routine speeding citation can cost hundreds of dollars before a driver even considers what points or higher insurance premiums might do to the household budget.

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Your Credit App Says 740. The Car Dealer Says 695. Which Score Actually Determines Your Loan?

A credit app can flash a beautiful 740 while the dealership’s finance office produces a decidedly less glamorous 695. Neither number necessarily means someone made a mistake, and the dealer did not secretly invent a new scoring system just to ruin the mood before the test drive.

Clever Dude

You Bought the House — But These 7 Things on Your Property May Still Be Illegal

Buying a house gives you the keys, the mortgage, the yard, and all the mysterious stuff lurking behind the garage. It does not necessarily give you legal permission to keep every structure, feature, or property use exactly as you found it. Local governments can enforce zoning, building, safety, and land-use…

Clever Dude

Stayed With the Same Car Insurance Company for Years? Your Loyalty May Be Costing You

Sticking with the same car insurance company for years can feel like the financially responsible thing to do. The bills arrive, the payment goes through, and nobody has to spend a Saturday afternoon comparing deductibles, coverage limits, and enough insurance jargon to make a person question every life choice that…

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