The Latest Breaking News from Investorgov

Fake SEC Credentials and AI Trading Bots Allegedly Tricked Investors Out of $15M

SEC alleges two investment scams used AI trading bots, fake regulatory documents, and online relationships to take at least $15.3M from retail investors.

International Business Times UK · Oct 6

The Free Tool More Investors Are Checking Before Trusting Someone With Their Money

A financial professional can have a polished website, an impressive title, and a very convincing explanation of why your money belongs with them. Before signing anything, there is a free tool that can tell you something a sales pitch cannot: what regulators have on file about that person or firm.

The Free Financial Advisor · Oct 5

8 Ways to Tell if Your Financial Advisor is Trustworthy

A trustworthy financial advisor should make your financial life clearer, not leave you decoding mysterious fees and impressive-sounding credentials. The real test goes beyond a friendly personality or a polished office. You can check how an advisor gets paid, what services they provide, what conflicts they face, and whether regulators…

The Free Financial Advisor · Oct 2

At What Point Does Saving More for Retirement Stop Improving Your Life?

Saving more for retirement usually sounds like one of those financial rules that nobody should question. More money in the account can mean more flexibility later, but pushing every spare dollar toward retirement can also leave the present feeling strangely underfunded. The real question is not whether saving more helps,…

The Free Financial Advisor · Aug 27

Can You Have Too Much Money in Savings? Here’s When Cash Starts Working Against You

Watching a savings balance climb usually feels like financial progress, and in many cases it is. Cash provides stability, pays unexpected bills without debt, and...

Saving Advice · Aug 26

6 Signs You May Be Taking More Investment Risk Than You Realize

Investment risk does not always arrive wearing a warning label. Sometimes it sneaks into a portfolio disguised as a hot stock, a familiar company, an aggressive allocation, or a perfectly reasonable decision that made sense several years ago.

The Free Financial Advisor · Aug 16

Your Portfolio Is Up — So Why Might This Be the Right Time to Sell Some Investments?

A rising portfolio feels fantastic, right up until one investment starts taking over the neighborhood. When stocks or funds climb sharply, selling some of those winners can actually make sense, not because the market must crash next, but because a portfolio can quietly become much riskier while everyone celebrates the…

The Free Financial Advisor · Aug 15

I pitted ChatGPT against a real financial advisor to help me save for retirement—and the winner is clear

ChatGPT could revolutionize financial planning, but it won't replace human guidance.

Fortune · Aug 25, 2023