Get all your news in one place.

100's of premium titles.
One app.

Get all your news in one place.

100's of premium titles. One news app.

The Latest Breaking News from Harshvardhan Roongta

Mutual fund returns stuck at 1% in four years? Expert says next phase could matter the most

After earning just 1% returns from mutual fund investments over four years, an investor sought expert advice on whether to alter her portfolio. Harshvardhan Roongta of Roongta Securities said weak returns are a normal part of equity investing, urging investors to stay disciplined, avoid frequent changes, and focus on long-term…

The Economic Times · Jun 29

Should you switch your mutual funds after a few months? Expert offers a reality check

Experts advise against frequent mutual fund portfolio changes based on short-term performance. An investor's midcap and smallcap investments, some only months old, were reviewed. While most schemes are deemed appropriate, a retirement fund's lock-in period warrants careful consideration for flexibility. Thorough research and patience are key to long-term wealth creation,…

The Economic Times · Jun 27

Investing over Rs 43,000 monthly through SIPs? Here’s what an expert recommends for 20-year investment journey

A financial expert reviews a Rs 43,500 monthly SIP portfolio built for a 20-year horizon and suggests minimal changes. The key recommendation is replacing one active midcap fund with a passive index fund while keeping existing allocations largely intact and using debt funds for short-term investment needs.

The Economic Times · Jun 26

From analysis to the latest developments in health,
read the most diverse news in one place.

Retirement savings gap after a career break? Expert shares how to recover without taking big risks

Career breaks, common for women, can impact retirement savings. Experts advise accepting the situation and implementing a catch-up plan by temporarily increasing investments. Utilizing bonuses and reviewing portfolios for better returns are key. While aiming for higher gains, avoid excessive risk. Disciplined investing and strategic cash-flow management can help bridge…

The Economic Times · Jun 20

Nearing retirement and invested mostly in FDs? Expert shares diversification roadmap

As retirement nears, investors question diversifying beyond fixed deposits into equities. Experts advise it's never too late to adjust strategies, emphasizing diversification balances capital preservation with inflation-beating growth potential. An ideal asset allocation depends on individual goals and risk tolerance.

The Economic Times · May 30

Should senior citizens continue investing in equity mutual funds after retirement? Expert explains

A 60-year-old retiree sought guidance on whether she should continue investing in equity mutual funds after retirement. Experts say senior citizens can retain some equity exposure to beat inflation, provided regular expenses are covered through stable income sources. Aligning the portfolio, reducing overlap, and balancing SIPs with lumpsum investments remain…

The Economic Times · May 29

Explained: What are REITs and how do they work? Here’s what investors should know

Investors can now gain real estate exposure through REITs, an alternative to direct property purchase. These trusts pool funds to invest in income-generating properties like offices and malls. REITs offer potential returns between fixed deposits and equities, with yields ranging from 6% to 9%. They distribute a significant portion of…

The Economic Times · May 26

Read news from The Economist, FT, and more,
with one subscription

Coverage From

The Economic Times

People

From analysis to the latest developments in health,
read the most diverse news in one place.

Organisations

RIL

86 stories

Read news from The Economist, FT, and more,
with one subscription

Topics

Fourteen days free

Download the app

One app. One membership.
100+ trusted global sources.