Retirement planning often requires balancing regular income needs with long-term growth prospects to beat inflation. Many senior citizens rely on pensions, fixed income products, and mutual funds to maintain financial stability after retirement. At the same time, maintaining some exposure to equity investments can help portfolios grow over the long term and protect purchasing power against rising living costs.
A similar query came from a 60-year-old retired government officer from Guwahati and a viewer of The Money Show on ET Now who sought advice on whether her mutual fund portfolio was aligned with her long-term goals and whether she should consider lumpsum investing alongside her existing SIPs.
