Building a long-term mutual fund portfolio often raises questions about diversification, fund overlap, active versus passive investing, and the role of debt funds for short-term goals. While investors frequently look for new funds to add or existing schemes to remove, experts believe that unnecessary portfolio churn can sometimes do more harm than good.
One such query came from Prachi, a viewer of The Money Show on ET Now, who invests Rs 43,500 every month through SIPs with a 10% annual step-up and has accumulated a portfolio worth around Rs 12.83 lakh.
