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The Economic Times
The Economic Times
Surbhi Khanna

Retirement savings gap after a career break? Expert shares how to recover without taking big risks

Career breaks are becoming increasingly common, especially among women who step away from work for reasons such as marriage, childcare, maternity, elder care, or personal commitments. While these breaks may be necessary, they often create a gap in retirement savings and long-term wealth creation.

The challenge becomes even bigger because retirement planning relies heavily on the power of compounding, and a few years away from investing can impact the final corpus significantly. However, financial experts believe that a career break does not have to derail retirement goals permanently. With disciplined investing, portfolio reviews, and strategic cash-flow management, investors can gradually bridge the gap and get back on track.

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