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The Latest Breaking News on Personal Finance

Will Taxes Shred Your 401(k) or IRA During Your Retirement? It's Very Likely

Conventional wisdom dictates that you save in a 401(k) now and pay taxes later, but turning that rule on its head could leave you far better off. A financial planner explains why.

Kiplinger

More Retirees Are Renting: Should You? A Financial Adviser Weighs In

In some ways, renting is cheaper, more flexible and easier, but unless you understand the implications for your taxes and health costs, it might not be for you.

Kiplinger

What price loyalty? UK supermarket cards rated

As prices rise, we look at whether schemes such as Tesco’s Clubcard and Sainsbury’s Nectar are a good deal

The Guardian - UK

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read the most diverse news in one place.

I'm 61 And Finally Ready To Retire With $2.8 Million Saved, But Why Does The Idea Of Spending It Terrify Me?

For decades, Gerald followed every piece of financial advice he could find. He maxed out his 401(k), stayed invested through downturns, and even bought a modest rental property for extra income. Now, at 61, with $2.8 million saved, no mortgage, and two grown children, he should feel ready to relax.…

Benzinga

5 finance questions to ask yourself before you retire

Whether retirement is a dream in the distant future or right around the corner, planning is essential.

The Independent UK

Dave Ramsey Caller Debates Paying Off A 0% Interest Car Loan With Savings. He Admits He'd Have More Money, But He Took Two Vacations Last Month

A recent episode of “The Ramsey Show” featured Doug from Connecticut, who called in to ask a question that many listeners might relate to: Should he use his savings to pay off a 0% interest car loan?

Benzinga

The home heating mistakes inflating your energy bills by hundreds - and what to do instead

Simple and inexpensive changes can make a big difference to bills across the cold winter

The Independent UK

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The £100k tax trap: What it really means, the £9,600 hidden cost of a raise and how to avoid it

An effective tax of more than 60 per cent can mean your salary bump could actually cost you money

The Independent UK

Where There's a Will, There's a Way Your Assets Will Be Distributed as You Wish

Your will is the backbone of a strong, adaptable estate plan that ensures what you leave behind goes to your selected beneficiaries. Without a will, state laws determine who gets your assets.

Kiplinger

The 'Permission to Spend' Rules of Retirement Spending

Here’s how to spend guilt-free when you are in retirement.

Kiplinger

Preferred Bank Stocks: The Investment Retirees (and Others) May Be Missing Out On

Most large banks issue preferred stocks that pay out fixed dividends, often with higher yields than bonds. Should you make room for them in your portfolio?

Kiplinger

Don't Let Your Equity Compensation Trip You Up: A Financial Expert's Guide

Stock options, RSUs and other executive perks can come with some serious strings attached. To avoid a nasty tax surprise, you need a plan.

Kiplinger

'I Used to Love Shopping' — Saver Asks How to Overcome Guilt About Spending After Years of Discipline

Saving money over a long period of time requires good financial discipline, but it can be hard to tune down the good money habits for the occasional purchase. One high earner who is on the path to getting rich said that they struggle with spending money.

Benzinga

I'm 50 With $1M In My 401(k) And Roth But Need $2.5M to Retire In 4 Years — And I'm About To Get Laid Off. How Do I Catch Up?

Retirement math gets trickier when you're 50, your job's at risk, and the numbers no longer add up the way they used to. That's exactly where one Reddit user found themselves — sitting on $1 million in savings, an $80,000 mortgage, and a growing sense that time was running out.

Benzinga

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The Independent UK

Can a Taxable Account Beat a 401(k)?

Being advised to max out your 401(k)is Personal Finance 101

Kiplinger

Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Kiplinger

Escaping the New Golden Handcuffs: A Financial Expert Has a Plan for Today's Executives

Feeling stuck in your job? It could be your complicated compensation package, but it also could be where you live, your family or even how you view yourself.

Benzinga

A Fire Department's Pension Is Underfunded By $1 Billion. Dave Ramsey Instantly Thinks It's In Illinois, Left Dumbfounded It's Actually In Texas

When personal finance expert Dave Ramsey heard about a fire department with a pension that’s more than $1 billion underfunded, his first guess was Illinois. “Sounds like Illinois or Chicago,” he said on a recent episode of “The Ramsey Show.” But when co-host Ken Coleman told him the firefighter was…

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news in one place.

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Kiplinger

Four Ways a Massive Emergency Fund Can Hurt You More Than It Helps

Saving too much could mean you're missing opportunities to put your money to work. Redirect some of that money toward paying off debt, building retirement funds, fulfilling a dream or investing in higher-growth options.

The Guardian - UK

Cut your energy bills by a third? No, these ‘energy-saving plugs’ will cause nothing but hassle

The plastic ‘eco-plugs sold via social media or cold calls either never arrive or have no benefits when they do. And they can be dangerous

Kiplinger

I'm a Financial Planner: How to Dodge a Retirement Danger You May Not Have Heard About

Timing is everything, and sequence of returns risk can mean the difference between a retirement nest egg that's overflowing … or empty.

Benzinga

Couple Making $420K And Worth $1.5M Already On Track To Retire In Their 50s But Worry That Saying 'We Can Afford It' Could Derail Savings

A couple in their 30s is well ahead of the average family with a $1.5 million net worth and a $420,000 household income. One of the spouses got a $50,000 raise on top of it and are on track to retire in their late 50s.

Benzinga

From Sabbaticals to Side Projects: How Top Earners Recharge After Burnout

Burnout affects everyone at some point, but some ways of handling it are better than others. Retreating to your smartphone and staying up late at night will leave you feeling groggy the next day and keep you in a state of burnout.

Benzinga

Is $260,000 Too Much To Save For Your Child's College Education? High Earners Share Their Thoughts.

College tuition has gotten more expensive over the years, causing parents to save up for universities well before their children even get into middle school. However, not every parent is saving the same amount of money, and high earners debated on Reddit how much you actually have to save.

Kiplinger

Need a Reason to Retire Early? Consider These 7 Eye-Opening Stats

Most people retire early, leaving the workforce before reaching their full retirement age (FRA). Maybe you should, too.

1 … 37 38 39 40

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