Many retirees discover that financial confidence has less to do with how much money they have and more to do with how closely they manage it. When you’re living on Social Security, pension income, retirement savings, or a combination of all three, small financial habits can make a surprisingly big difference. And better yet, you don’t need expensive software, a financial advisor, or a complicated budget to feel more in control of your money. In fact, many retirees are adopting simple weekly routines that cost little or nothing while helping them reduce stress and stay organized. Here are eight low-cost routines that help retirees feel like they have more control over their money.