The Latest Breaking News on Personal Finance

Roth IRA Conversions in the Summer? Why Now May Be the Sweet Spot

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Kiplinger · Jul 4, 2025

I want to retire but I’m in loads of debt – what do I do?

Debt experts share their tips on what to do if you are in debt but want to retire at the same time.

The Independent UK · Jul 4, 2025

8 Popular Credit Offers That Are Costing Retirees Thousands

Retirement should be a time of financial freedom, not frustration, but many seniors are falling into traps they didn’t see coming. Some of the most attractive credit offers advertised to retirees come with hidden fees, long-term costs, or sneaky interest structures. What looks like a good deal at first glance…

Clever Dude · Jul 3, 2025

What Retirement Advisors Still Won’t Admit About 401(k) Fees

You’ve been told that a 401(k) is one of the best tools for building your retirement nest egg. And on the surface, it is: you...

Saving Advice · Jul 3, 2025

Reasons Retirees Are Going Broke Faster Than Ever

Retirement is supposed to be a time of relaxation and enjoyment, but for many Americans, it’s turning into a period of financial stress. More retirees are going broke faster than ever, and this trend is raising alarms for anyone hoping to enjoy their golden years. The reasons behind this shift…

The Free Financial Advisor · Jul 3, 2025

Lynsey Crombie reveals the common germ hotspot you're probably forgetting to clean

Are you guilty of making this cleaning mistake? It could be making your home a hub for germs and bacteria

Woman & Home · Jul 3, 2025

The Five Social Security Blind Spots Retirees Often Miss

Understand how benefits work before applying, so you don’t lose money for which you qualify.

Kiplinger · Jul 2, 2025

Things Wealthy People Never Store in Their Garage

Most people see the garage as a catch-all space. It’s where old furniture, boxes of holiday decorations, and random tools end up. But if you...

Saving Advice · Jul 2, 2025

Common Money-Saving Habits That Actually Cost You More

Trying to save money is a smart goal, but not every money-saving habit works out the way you hope. Sometimes, the things you do to...

Saving Advice · Jul 2, 2025

'You Can't Take It With You' — Five Things You Lose in Retirement

There will inevitably be things you lose in retirement. But it's not all gloom and doom. Most people find happiness in retirement: here's how.

Kiplinger · Jul 2, 2025