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Kiplinger

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Daniel Razvi, Esquire

Roth IRA Conversions in the Summer? Why Now May Be the Sweet Spot

A man wearing a fedora and business suit, his pant legs rolled up, sits with his feet in the pool.

Many investors only start seriously thinking about Roth conversions (if at all) once the year starts wrapping up.

This is because you can no longer "recharacterize" or "undo" Roth conversions if you miscalculate and convert too much, putting you in a higher tax bracket.

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