The Latest Breaking News from William Bengen

The 4% Rule Isn’t a Retirement Law: 6 Reasons Your Withdrawal Rate May Need to Be Different

The 4% rule sounds wonderfully simple: withdraw 4% of a retirement portfolio in the first year, then increase that dollar amount with inflation each year. But simplicity can become dangerous when a rule of thumb starts sounding like a commandment carved into a retirement-planning stone tablet. William Bengen’s original research…

The Free Financial Advisor · Aug 18

What is the 4% pension rule and does it still work with the rising cost of living?

How much money can you safely withdraw from your retirement savings and still make it last for decades?

The Independent UK · Aug 13

Here’s How Much You Need To Retire With a $200K Lifestyle

Retiring with a $200K lifestyle requires careful planning—see how much you need saved to cover your long-term retirement spending.

GOBankingRates · Jan 27

US Senior Desperate For A Job 'Doesn't Even Have $1 In Her Wallet' — How The 25X Rule Can Help You Save For Retirement

The 25x rule helps estimate retirement savings needed and works with the 4% rule, suggesting a safe withdrawal rate to avoid running out of money over time.

International Business Times UK · Jun 24, 2024

The 4% Rule for Retirement Withdrawals Gets an Upgrade

The go-to rule for retirement spending was created over 30 years ago. Things have changed since then. Here's how you can modernize the rule to fit your needs.

Kiplinger · Oct 5, 2022

Protect Your Retirement Income from Inflation

With a new President promising tariffs on imported goods from China, Mexico and Canada, inflation may rise in 2025, but that doesn’t have to jeopardize your long-term security.

Kiplinger · Sep 2, 2022