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The Latest Breaking News from GOBankingRates

A Government Shutdown Is Imminent – Why This One Could Hit Your Wallet Differently

Just a few months after the longest government shutdown in American history, the U.S. government is yet again teetering on the brink of another shutdown. Lawmakers have been unable to agree upon funding for the Department of Homeland Security (DHS) and its controversial office of Immigration and Customs Enforcement (ICE),…

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6 Macy’s Valentine’s Day Gifts To Buy Now and Save for the Holidays

Shop Macy’s Valentine’s Day deals now and stash these beauty, jewelry and gift sets for stress‑free holiday giving later.

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I Asked ChatGPT How To Raise My Credit Score 150 Points Within 6 Months

ChatGPT shared some proven tips to raise your credit score fast. See what steps you could follow now to potentially see a 150-point bump in your score.

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What Trump’s Economic Policies Could Mean for Household Budgets in 2026

From groceries and health insurance to taxes and consumer goods, experts explain how Trump’s economic policies may affect household budgets in 2026.

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Rachel Cruze: 7 Common Things People Overlook When Trying To Build Wealth

Building wealth isn’t just about earning more—Rachel Cruze breaks down seven commonly overlooked money habits that can quietly derail money goals.

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9 Best Dollar Tree Items To Stock Up on for Valentine’s Day

Whether you're shopping for the classroom or hosting an upcoming Valentine's Day party, here are nine seasonal items worth stocking up on.

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8 Bills All Retirees Should Autopay for Stress-Free Money Management

Here are eight essential bills retirees should consider putting on autopay for more secure and hassle-free golden years.

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9 Social Security Assumptions That Get Middle-Class People in Trouble

It's often the assumptions people make about how the Social Security system works rather than the program itself that quietly undermines retirement security.

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Has Trump Really Made $1.4B Since He Started His Second Term?

Many Americans consider President Donald Trump a strategic business leader. Has he really made $1.4 billion? Find out below.

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5 Kirkland Signature Items the Wealthy May Actually Be Buying in 2026

Here are the Kirkland Signature items rich Costco customers may be buying in 2026.

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The ‘6-Year Car Loan Trap’: Why It Quietly Costs Drivers Thousands

Six-year car loans promise lower monthly payments, but higher interest and depreciation can quietly add up—here’s why long auto loans cost drivers thousands.

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I’m a Financial Expert: These Are the Habits That Make Middle-Class People Rich Over Time

Flexible budgets, spending reviews and small money shifts are some quiet ways middle-class earners build wealth over time -- no major windfalls required.

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Warren Buffett’s Top 5 Tips That Will Save Retirees From Financial Disaster

Warren Buffett is an inspiration to retirees in many ways, and his advice is especially relevant to those seeking to protect their retirement.

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The Typical 401(k) Contribution Rate From Workers vs. The Recommended Rate

Many workers fall short on their 401(k) savings—see how the average contribution compares to expert recommendations and what it means for your retirement.

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Mortgage Rates Are Falling — Is Now the Time To Buy?

Mortgage rates have fallen to 6.35%, marking the biggest drop of 2025. Discover what’s driving the decline and whether now is the right time to buy a home.

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I Asked ChatGPT Which Jobs AI Will Replace Soon — Here’s What It Said

It can be hard to understand the depths of artificial intelligence's (AI) abilities, so I asked ChatGPT which jobs are in jeopardy.

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The Hard Truth About Going From $100K to $1M, According To Ramit Sethi

Financial influencer and author Ramit Sethi warns that getting from six figures to seven brings challenges -- it's no cake walk.

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5 Home Depot Items Smart Seniors Should Stock Up On for Winter

Warm up and stay safe this winter with budget-friendly Home Depot essentials -- from space heaters to ice melt and snow shovels. Head to Home Depot now.

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If You Invested $1,000 in Apple vs. Bitcoin in 2015, Here’s Which One Made You Richer

Here's how a $1,000 investment in Apple stock in 2015 compares to Bitcoin and which one would have made you richer.

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Lower Mortgage Rates, Higher Prices? How Trump’s Plan Affects First-Time Buyers

Trump's plan to block investors from the housing market might actually make homes more expensive to buyers, unless supply can be increased to meet high demand.

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8 Easy Ways To Save Money, From Popular Minimalist Nicholas Garofola

As a frugal living expert, here are several of Garofola's top tips for easy ways to save money and pay your bills.

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8 Ways To Use Your Bank’s Products & Services To Build and Protect Wealth

GOBankingRates spoke with Teri Williams, president and COO of OneUnited Bank, to learn strategies that can help improve your financial future.

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The Magnificent 7 in 2026: What Should Investors Expect?

Of the Magnificent 7, only Nvidia and Alphabet beat the S&P 500 index in 2025. Here’s what investors could expect from the Magnificent 7 stocks in 2026.

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Tokenized Gold vs. Real Gold: Which One Actually Works Harder for Your Money?

Despite gold’s recent surge to record levels beyond $5,000 an ounce, a new gold competitor has emerged: tokenized gold. What is it, and should you invest?

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3 Major Milestones People Are Delaying To Prioritize Homebuying

Many are expressing trepidation at the thought of changing jobs, or even having a pet or living independently, all for the sake of saving up to buy a house.

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