
Americans on average say they need to earn more than $186,000 a year to live comfortably, according to a recent Bankrate survey, down 20% from a year ago.
Different demographic groups had different income thresholds, but they all declined—except for one. Gen Z respondents said they need to make $200,000 a year to feel comfortable or financially secure, up 3.6% from Bankrate's 2023 survey.