
A popular Gen X mantra for minimizing milestones is that age is just a number. However, today’s middle-aged adults and near-retirees should consider that some numbers are more important than others.
Among them is the number $172,500 — that’s how many dollars Fidelity reported the average senior who turned 65 in 2025 will spend on medical expenses during the rest of their lives. It is, indeed, just a number — but one that Gen Xers should plan for, no matter how young they might feel.