When it comes to having enough money saved for retirement, the Fidelity 2026 State of Retirement Planning study offered reasons for optimism. Nearly three out of four respondents — 72% — expect to retire on their own terms, up five percentage points from 2025.
However, it wasn’t all roses. While it’s good news that Americans are contributing an average of $9,000 to their retirement funds per year (per Fidelity), boomers shouldn’t rest easy if they maintained the average or even contributed more.
