Americans earning $100K are still struggling. This breakdown offers clues as to why Dollar General CEO recently said $100,000 earners have adopted the shopping habits of lower-income households The Independent UK · Oct 11
Retiree Owes $200,000 After Helping Kids Through College as Experts Urge Caution on Savings A hypothetical 70-year-old retiree with $200,000 in student debt highlights why older borrowers should review repayment options and protect retirement savings before making large withdrawals. International Business Times UK · Sep 23
How the AI Entry-Level Freeze Is Delaying Retirement Recent college grads face endless job rejections, forcing parents in their 60s to put exit plans on hold. Here is how families can navigate the strain. Kiplinger · Jul 25
6 Warning Signs Your Retirement Budget Won’t Last 25 Years Retirement planning begins with the question: will your money last? But the answer isn't always obvious, especially in the early years when spending feels manageable and markets may be cooperative. GOBankingRates · Jun 7
Social Security Recipients: The Tax Withholding Choice That Can Prevent an April Surprise A simple tax withholding choice can help Social Security recipients avoid an unexpected tax bill when filing in April—and it’s one many retirees overlook. GOBankingRates · Apr 12
3 Retirement Tax Rules That Changed Recently — and Who Needs To Pay Attention Check out some recently updated tax rules that could raise or lower your bill. Learn about the senior deduction, RMD changes and catch-up contributions. GOBankingRates · Mar 29
6 Surprising Monthly Expenses Retirees Say They Didn’t Factor In Retirees share the monthly expenses they often didn’t budget for, from health care and housing costs, that can quietly strain retirement income. GOBankingRates · Mar 10
How to avoid costly penalties when paying estimated taxes ‘I wiped out my emergency fund to pay the tax bill,’ freelancer Melanie Lockett said The Independent UK · Mar 5
Retirees Beware: 5 Distribution Missteps That Can Shrink Your Refund Put the following five distribution missteps on your radar, so you don't inadvertently reduce your tax refund. GOBankingRates · Mar 5
Why ‘Cheap’ Can Be More Expensive Than Frugal Buying cheap can lead to higher costs over time. Learn why frugal spending focuses on value, durability and long‑term savings. GOBankingRates · Feb 28
3 Ways Retirees Accidentally Waste Thousands in Their First Year Out of Work Many retirees make costly money mistakes in their first year. See how these common errors quietly waste thousands and how to avoid them. GOBankingRates · Jan 10
I Asked ChatGPT How To Allocate My Social Security Benefits: Here’s What It Said If you rely on your monthly Social Security check, ChatGPT says to think of it as having four "jobs." Every dollar should be assigned somewhere. "Any good retirement income plan begins with the... GOBankingRates · Jan 3
5 Ways Frugal Americans Are Cutting Holiday Costs — Without Feeling Deprived Learn how frugal shoppers keep holiday costs down without losing any seasonal joy. Experts share practical tips for budgeting, tracking prices and rethinking traditions. GOBankingRates · Dec 11, 2025
The Hidden Costs of Retirement That Catch Most Middle-Class Americans Off Guard Many middle-class Americans underestimate retirement costs—learn about the hidden expenses that could derail your financial plans later in life. GOBankingRates · Oct 10, 2025
GOBankingRates · Sep 22, 2025 Avoid These 4 Mistakes That Can Shrink Your Social Security Income Here's what experts say not to do if you want to make the most of your Social Security.
GOBankingRates · Sep 5, 2025 5 Reasons You Should Assume You’ll Live to 100 When Planning for Retirement Longevity, inflation, and rising health costs can drain savings. Learn how to protect your retirement with smart planning and income-producing assets.
GOBankingRates · Aug 14, 2025 7 Things You’ll Be Happy You Downsized in Retirement Downsizing for retirement is a good way to simplify your life and trim expenses. As you approach retirement, here are some things you'll be glad you downgraded.
Fortune · Nov 11, 2022 How much money you need saved to retire You need 80% of your pre-retirement income per year in retirement to continue living a similar lifestyle.