High Earners Must Make 401(k) Catch-Up Contributions as Roths in 2026 — How the New IRS Rule Changes Your Tax Breaks
Retirement saving just got a rule change that will quietly reshape how high earners build their nest egg starting in 2026. The IRS now requires many employees who make catch-up contributions after age 50 to route those extra savings into Roth accounts instead of traditional pre-tax ones. That shift sounds…
The Free Financial Advisor ·