Despite what you might have heard, building wealth is not simply a matter of depriving yourself of lattes and avocado toast.
In fact, a new generation of finance experts – many of them women and people of color – acknowledge the systemic failures that favor a privileged few while keeping millions of Americans down and in debt. This new guard is pushing back against shame-based advice and even critiquing capitalism – even as they urge people to invest in their retirement funds.