The Latest Breaking News from IRA

5 Retirement Tax Traps to Watch in 2026

Even in retirement, some income sources can unexpectedly raise your federal and state tax bills. Here's how to avoid costly surprises.

Kiplinger · Feb 26

Your Legacy Is More Than Your Money: How to Plan for Values, Not Just Valuables

Legacy planning integrates your values and stories with legal and tax strategies to ensure your influence benefits loved ones and good causes after you're gone.

Kiplinger · Feb 26

“Backdoor Roth” Alert: The IRS Rule Change That Could Close Your Favorite Tax Loophole

Spring savers and high‑income earners are suddenly on edge, and for good reason: a quiet IRS shift may threaten the future of the backdoor Roth strategy millions rely on. For years, the backdoor Roth has been the go‑to workaround for people who earn too much to contribute directly to a…

Dinks Finance · Feb 23

I'm an Opportunity Zone Pro: This Is How to Deliver Roth-Like Tax-Free Growth (Without Contribution Limits)

Investors who combine Roth IRAs, the gold standard of tax-free savings, with qualified opportunity funds could enjoy decades of tax-free growth.

Kiplinger · Feb 18

Planning for Early Retirement

First – thanks for all the thoughtful comments on my last post, Teaching Teens to Budget! There was great dialogue in the comments and I can’t wait to give a one-month update after this month passes (February is our first month with this experiment in effect).

Blogging Away Debt · Feb 16

This Week in History: The Soviet ‘seductive bear’, Amazon’s Chernobyl, and the fall of a golfing icon

Explore how major events between 16 and 22 February were captured on The Independent’s front pages

The Independent UK · Feb 16

7 Retirement Account Splits That Trigger Surprise Tax Bills

Retirement money carries emotional weight. It represents decades of discipline, late nights, skipped vacations, and steady contributions that felt boring at the time but heroic in hindsight. When you divide those accounts—through divorce, inheritance, rollovers, or even well-meaning generosity—you step into a tax maze that punishes small missteps with very…

Everybody Loves Your Money · Feb 15

Suze Orman Calls This $1.6 Million 401(k) Rollover Move ‘Crazy’

Gina moved her $1.6 million pretax 401(k) into a Roth 401(k) and eventually rolling it into a Roth IRA. Orman dismissed the idea, calling it "crazy."

GOBankingRates · Feb 15

Should You Jump on the Roth Conversion Bandwagon? A Financial Adviser Weighs In

Roth conversions are all the rage, but what works well for one household can cause financial strain for another. This is what you should consider before moving ahead.

Kiplinger · Feb 15

Voices: The government has left itself almost powerless against Palestine Action

THE INDEPENDENT VIEW: Editorial: While it was always absurd for the home secretary to categorise the direct action group as a terrorist organisation – placing it in the same bracket as Isis and the Provisional IRA – there are better ways for its activists to win the argument than by…

The Independent UK · Feb 13