Whether you are an investor who has maxed out Roth IRAs for decades or someone now racing to catch up, the goal is the same: position as much money as possible for long-term, tax-free growth.
Tax-free investments allow your savings to grow faster and offer more clarity about the assets that will be available to you when you need them. But while taxable and tax-deferred savings are important elements of a financial plan, the value they deliver is subject to the tax rates effective at the time of liquidation.
