The Latest Breaking News from FDIC

How Many CDs Can You Have at One Bank? What FDIC Rules Actually Allow

Money parked in certificates of deposit often feels like the safest seat in the financial world—but even the safest seat comes with rules. Savers frequently stack multiple CDs at one bank to chase higher rates, build ladders, or segment their goals. That strategy works beautifully—until confusion about FDIC insurance creeps…

The Free Financial Advisor · Apr 29

Central bank bosses enlist for war game to gauge threat of Lehman-style bust

Finance chiefs to join exercise in Washington designed to assess how they would handle collapse of significant bank

The Guardian - UK · Apr 18

J.P. Morgan Predicts No Rate Cuts in 2026: Winners, Losers and the Dollar Impact

J.P. Morgan predicts no rate cuts this year. Who will gain and who will pay if the Federal Reserve doesn't cut interest rates in 2026? Find out more now.

GOBankingRates · Apr 5

4%+ Savings Rates Are Back — But Some Offers Come With FDIC Fine Print Seniors Miss

Returns have been absolutely horrific for years, but there’s good news for savers FINALLY. Rates above 4% are back! Banks have started advertising them everywhere,...

Saving Advice · Feb 26

Car companies can now operate their own banks – what it could mean for your loan

New vehicles are getting more and more expensive for consumers, with average prices exceeding $50,000 and longer loan terms increasingly common

The Independent UK · Jan 29

8 Ways To Use Your Bank’s Products & Services To Build and Protect Wealth

GOBankingRates spoke with Teri Williams, president and COO of OneUnited Bank, to learn strategies that can help improve your financial future.

GOBankingRates · Jan 26

Lawmakers seek to embed financial services rules into legislation - Roll Call

House Republicans are working on bills to give financial regulations more durability by embedding them into law.

Roll Call · Jan 5

Online Banks Still Lead on Rates, But Is Switching Worth it Now?

As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.

Kiplinger · Dec 18, 2025

PayPal Files With Regulators to Launch Bank Focused on Small Business Needs

PayPal plans to launch PayPal Bank to provide small businesses with loans, savings accounts, and better financial tools.

International Business Times · Dec 18, 2025

CD vs. Money Market: Where to Put Your Year-End Bonus Now

Falling interest rates have savers wondering where to park cash. Here's how much $10,000 earns in today's best CDs versus leading money market accounts.

Kiplinger · Dec 9, 2025