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Choncé Maddox

CD vs. Money Market: Where to Put Your Year-End Bonus Now

US Federal Reserve Interest Rates FDIC

(Image credit: Getty Images)

Question: I’ve got $10,000 from my year-end bonus, and I want to keep it safe but still earn something. Is a CD or a money market account the smarter move?

Answer: It’s a natural question to ask right now. With your bonus in hand and interest rates slipping after the Fed’s rate cuts this year, deciding where to put that $10,000 can feel surprisingly tricky.

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