The Latest Breaking News from FDIC

What Would a Fed Rate Cut Mean for My High-Yield Savings Account?

The Fed’s borrowing rate has a direct and immediate impact on saving rates. That means the APY on your high-yield savings account will likely fall alongside the federal funds rate. But a high-yield account is still the most attractive option for savers.

Barchart · Sep 17, 2025

5 Things You Should Never Do If You Want Your Savings To Reach $50K

Need a U.S. Bank cashier’s check? Find out how you can get one, what it will cost you and when you should plan on using one for large, secure payments.

GOBankingRates · Sep 15, 2025

8 Safest Ways To Invest Your Money If You Over-Saved for Retirement

Here, financial advisors explain the best and safest investments for those who have oversaved for retirement.

GOBankingRates · Sep 13, 2025

10 Silent Triggers That Cause Retirement Funds to Lose FDIC Protection

Most people assume their retirement savings are safe as long as they’re parked in reputable accounts. But that safety net isn’t always guaranteed—especially when it comes to FDIC protection. What many don’t realize is that a few seemingly minor moves can cause your retirement funds to lose FDIC protection without…

The Free Financial Advisor · Aug 9, 2025

What Are Banks Allowed to Do With Your Money While You Sleep?

When you deposit money into a bank account, it doesn’t just sit in a vault waiting for you to use it. In fact, while you’re...

Saving Advice · Aug 7, 2025

NBA Star Giannis Antetokounmpo Thought Spreading His Salary Across Multiple Accounts Was the Best Way to Go—Marc Lasry Showed Him Smarter Investments

NBA All-Star Giannis Antetokounmpo has a strong investment portfolio, but that wasn't always the case. When Antetokounmpo was a young player, he thought spreading his NBA salary across half a dozen different banks to get Federal Deposit Insurance Corporation protection was the best way to safeguard his wealth.

Benzinga · Aug 6, 2025

5 Ways Trump Signing the GENIUS Act Could Impact Retirees

Trump’s GENIUS Act regulates stablecoins, which may offer retirees potential yield, faster global transfers & smart contract estate planning — amid new risks.

GOBankingRates · Aug 4, 2025

Want To Instantly Grow Your Net Worth? Move Your Money Into These Types of Accounts

A recent JPMorganChase Institute analysis found that savvy consumers are thinking beyond the traditional savings account.

GOBankingRates · Aug 1, 2025

Why Some Retirees Are Keeping Emergency Cash Outside the Bank

For decades, retirees were told to keep their savings safe in banks, FDIC-insured, easily accessible, and earning a modest return. But in a twist that...

Saving Advice · Jul 30, 2025

5 “Safe” Investments That Look Safe But Aren’t

Fixed annuities are often marketed as retirement-safe solutions, promising stable income and protection from stock market volatility. They sound ideal, especially to older investors looking...

Saving Advice · Jul 25, 2025