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The Latest Breaking News from ET Wealth Online

Property buyers alert: Verify carpet area on UPRERA portal and don’t buy apartment on the basis of super area, advises UPRERA Authority

UP RERA is strongly advising homebuyers to purchase properties based on carpet area, not super built-up area. This ensures buyers pay only for usable living space, as super area includes shared common facilities. Homebuyers can verify the carpet area on the UPRERA portal before making any investment decisions.

The Economic Times

FCNR deposit in demand: $1,277 extra interest on $10,000 investment by NRIs after RBI's latest move?

FCNR interest rates: The Indian government will now cover hedging costs for fresh 3 to 5-year FCNR(B) deposits until September 30, 2026. This move allows banks to offer higher interest rates to Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs). An NRI may now earn an additional $1,277 on…

The Economic Times

Will rising inflation bring good news of higher interest rate for FD investors in coming RBI MPC meeting on June 5

The RBI is widely expected to keep the repo rate unchanged at 5.25% in the June 5 MPC meeting despite concerns over rising fuel prices, a weaker rupee and geopolitical tensions. Experts believe FD rates are unlikely to rise soon as liquidity conditions, credit growth and deposit growth have stabilised.…

The Economic Times

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Want to exchange old gold for new jewellery? Beware of these taxes

Indians exchanging old gold for new should be aware of potential taxes on sales and purchases. The Income Tax Department monitors high-value gold transactions, including large cash deposits or unexplained sources of funds. Proper documentation is crucial to avoid scrutiny and penalties, especially when dealing with inherited, gifted, or imported…

The Economic Times

Selling property in England after the owner's death? Legal heirs may need Probate of Will or Letters of Administration first

Legal heirs in England and Wales require a Grant of Probate or Letters of Administration to sell property and manage a deceased person's estate. While not always mandatory for jointly owned assets or to cover immediate funeral expenses, these grants are crucial for accessing bank accounts and proving legal authority.

The Economic Times

10 lowest floating vs fixed home loan interest rates: PNB, ICICI Bank, Bank of Baroda and more

Home loan interest rates: Choosing a home loan involves comparing floating and fixed interest rates. Floating rates can decrease but also increase with RBI policy. Fixed rates offer stable EMIs, which can be beneficial as income grows. ET Wealth Online presents the 10 lowest fixed and floating home loan rates…

The Economic Times

Inherited property via Will? Do you need mutation in your name - here’s what law says

Inheriting property via Will? While mutation records update who pays taxes, they don't transfer ownership. Courts permit mutation for heirs but clarify it's not proof of ownership. Legal heirs become co-owners and cannot evict others without a court order or formal partition. Long possession alone doesn't grant ownership; adverse possession…

The Economic Times

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8th Pay Commission latest update: Railway technical staff seek multiple fitment factors, higher HRA, pay fix

Railway technical supervisors have put forward significant demands to the 8th Pay Commission. Key proposals include a Rs 52,000 minimum salary and multiple fitment factors. They also seek higher House Rent Allowance rates and the inclusion of training periods for MACP calculations. The association aims for these suggestions to be…

The Economic Times

Gold vs silver: Where to put Rs 1 lakh today? Experts suggest allocation strategy as gold-silver ratio drops below 55

An ideal allocation between gold and silver should depend on an individual’s risk appetite, financial goals and investment goals, Guha underlines. “Gold can be part of the core investment portfolio. Silver can be allocated for a diversified profile and a tactical allocation to benefit from industrial demands and short-term higher…

The Economic Times

India to use AI to protect consumers from money mule banking cyber fraud, announces Home Minister Amit Shah

India will now use Artificial Intelligence to fight money mule banking cyber fraud. The Home Minister announced a partnership between the Indian Cyber Crime Coordination Centre and the Reserve Bank of India’s Innovation Hub. This collaboration will help detect and block suspicious accounts faster. Consumers can expect safer digital transactions…

The Economic Times

Builder denied proper parking? Know your rights under RERA & key court rulings

Homebuyers facing parking disputes with builders now have legal recourse. Judicial precedents and RERA guidelines offer clarity on issues like inadequate space, guest parking, and pillar encroachments. Key rulings distinguish between common areas and sellable garages, while RERA mandates transparency on parking dimensions. Understand your rights to combat builder's unfair…

The Economic Times

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