The Latest Breaking News on Personal Finance

8 Worst Pieces of Retirement Advice Ever

Don’t let bad guidance derail your retirement. Here is what financial experts say is the advice every retiree should absolutely avoid.

Kiplinger · Nov 21, 2025

Here's What Being in the 2% Club Means for Your Retirement

Only 2% of the population has both a pension and more than $1 million saved. This is a great place to be, but also requires advanced tax planning.

Kiplinger · Nov 21, 2025

Saving Money in 2025: Why Is It So Hard to Save Money?

I started this year proud of paying down debt, but frustrated that saving money still feels impossible. And I’m not alone—millennials and Gen Z are saving less than ever, even as wages rise. The question remains: why is saving money so hard in 2025?

Budget and the Bees · Nov 20, 2025

Still Working While Receiving Social Security? A Financial Adviser's Guide to the Earnings Test

If you haven't reached your full retirement age yet, your Social Security check could take a hit, depending on how much you earn.

Kiplinger · Nov 20, 2025

The RMD Deadline Looms: Why Seniors Should Act Before December 31

Tax‑deferred retirement accounts like traditional IRAs and 401(k)s allow contributions to grow without immediate taxation. But the IRS eventually requires withdrawals to ensure taxes are...

Saving Advice · Nov 19, 2025

5 Family Traits That Make You the “Financial Black Sheep”

People who choose not to follow their family’s financial traditions receive this specific name. People reveal their family financial traditions through their unexpected financial choices. The financial black sheep emerges when people notice the gap between their financial behavior and their family’s traditional approach. The financial tension between family members…

The Free Financial Advisor · Nov 19, 2025

7 Unexpected Things Smart People Leave to Charity Instead of Family

People do not always receive their expected share of an estate because family members typically do not receive these assets directly. The transfer of specific assets through inheritance results in value loss and creates conflicts among beneficiaries. The process of inheriting specific assets creates unexpected responsibilities for heirs who did…

The Free Financial Advisor · Nov 19, 2025

A major 401(k) change starts next year. Here’s what it means for you

The new rule takes effect in 2027 - but plans can start implementing policy as soon as 2026

The Independent UK · Nov 19, 2025

Why are flights in the UK so often cheaper than taking the train?

The environmental costs of flying are much higher, and the government subsidises rail travel, so what explains the baffling price difference when travelling domestically?

The Guardian - UK · Nov 19, 2025

This HECM-QLAC Power Move Can Unlock Guaranteed Retirement Income

Combining a qualified longevity annuity contract (QLAC) with a home equity conversion mortgage (HECM) can significantly boost your retirement income and more.

Kiplinger · Nov 19, 2025