How to set your retirement spending for healthy lifestyle? Armed with your new motivation, you should then begin to think about your retirement spending strategies. The Economic Times · May 26
Is your cautious retirement spending doing more harm than good? When we were children, it was common to be afraid of the boogeyman AAP · May 26
What is Retirement Income Scheme in NPS; how do SPR and SUR work? Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic Payout Rate or Systematic Unit Redemption. The scheme aims to balance regular income, market-linked returns, and corpus longevity through a structured glide path. The Economic Times · May 26
Personalized Medicine Could Be the Risk Management Strategy Your Retirement Plan Is Missing In retirement, a healthcare plan that focuses on prevention and personalized medicine could help you avoid complications that can drive up costs. Kiplinger · May 26
401(k) to gold IRA rollover 2026: Why investors are shifting retirement savings into physical gold protection? Retirement investors are rapidly searching for 401(k) to gold IRA rollover strategies as economic uncertainty grows across the United States. Rising inflation, volatile stock markets, and global tensions are reshaping retirement planning in 2026. Many Americans now want physical gold IRA protection instead of relying only on traditional 401(k) investments.… The Economic Times · May 25
Why Financial Advisors Are Warning About a ‘Retirement Shock’ Hitting Americans Over 62 Retirement looks peaceful on paper, yet financial advisors now flag a growing “retirement shock” that hits many Americans right after age 62. Rising costs, longer lifespans, and shifting income expectations collide in ways that drain savings faster than most people expect. Many retirees assume Social Security and modest withdrawals will… The Free Financial Advisor · May 25
HSA & FSA Increases Mean Tax-Free Savings—But You Must Plan Ahead Healthcare costs keep climbing, and tax-free savings accounts suddenly look a lot more powerful for everyday households. Higher contribution limits for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) open the door for more pre-tax dollars to work in your favor. That advantage sounds simple on paper, yet real… The Free Financial Advisor · May 25
Projected 2027 IRMAA Brackets and Surcharges for Medicare Part B and D Will you owe the Medicare IRMAA surcharge in 2027? Grab your 2025 tax return and check the projected brackets and surcharges for next year. Kiplinger · May 25
Are You Retiring Soon and Need Income? An Immediate Annuity May Sound Boring, But Hear Me Out An immediate annuity transforms a lump sum into a lifelong paycheck, essentially providing a DIY pension so you can stop stressing over stock market drama. Kiplinger · May 25
EPS-95 Higher Pension: Employees contributing to EPF on actual wages cannot be denied higher EPS 95 pension if they were EPS members on September 1, 2014, rules HC The Karnataka High Court has ruled in favour of exempt trust employees. Those who retired after September 1, 2014, and contributed Provident Fund on actual wages can now claim a higher EPS 95 pension. The court quashed the EPFO's rejection orders. This decision allows eligible employees to exercise joint options… The Economic Times · May 25
Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement? Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strategy for sustainable income. This involves allocating funds for immediate needs, stable income, and growth. Careful planning and realistic withdrawals are key to ensuring your retirement fund… The Economic Times · May 25
LIC introduces New Jeevan Sathi joint life plans: Check features, guaranteed additions and benefits LIC new plans 2026: Life Insurance Corporation of India has launched two new joint life insurance savings plans, LIC’s New Jeevan Sathi Single Premium and LIC’s New Jeevan Sathi Limited Premium. These non-par, non-market linked plans offer couples financial protection and long-term savings with guaranteed additions and fixed benefits, ensuring… The Economic Times · May 25
Households set to learn of energy bills hike from July amid Iran war impact Ofgem will on Wednesday reveal the level of the annual energy price cap for July to September as predictions suggests a 13% rise is on the way. Evening Standard · May 25
Ministers urged to act as households in Great Britain face energy bill ‘anxiety’ Under government’s price cap typical gas and electricity bills are forecast to rise by £209 from this summer The Guardian - UK · May 25
The Economic Times · May 25 Couples and money: Why shared financial decisions, clear spending rules, and transparency matter in relationships Without a definition of priority and discretion, many households suffer from ad hocism. How should they spend for the common good without sustained disagreement? How much is available to spend discreetly without being questioned? The definition and space are critical.
AAP · May 24 Power bill relief as energy caps slashed in one state Cheaper electricity bills are in store for hundreds of thousands of households and small businesses in one state under a lowered benchmark power price.
The Free Financial Advisor · May 24 8 State-Level Tax Changes Retirees Need to Watch Before the End of May Retirement finances can shift quickly when state tax rules change, and timing often makes a major difference. Many retirees rely on stable income sources, yet state governments continue adjusting tax policies that affect property bills, pension income, and exemptions. These updates often roll out quietly, but they can significantly impact…
Kiplinger · May 24 Inflation Is the New Fixed Expense in Retirement: 5 Things That Actually Work to Address It (and What Doesn't) Inflation will cut your purchasing power in half over a long retirement. Simply trying to spend less won't work, so you need a plan that helps your savings last.
Kiplinger · May 24 I'm a Financial Planner: This Is the Crucial Tax Planning Difference That Can Help Save Your Retirement Nest Egg Shifting from tax preparation to tax planning can help you strategically time Roth conversions and avoid Social Security taxes or Medicare surcharges.
The Free Financial Advisor · May 23 Why Some Retirees Are Claiming Social Security Early Despite Smaller Check Warnings Retirement used to follow a predictable script. People worked into their mid-60s, collected a gold watch, and filed for Social Security at full retirement age. That neat timeline has started to disappear. Millions of Americans now claim Social Security as early as age 62, even though experts constantly warn about…
The Free Financial Advisor · May 23 7 Warning Signs a Retiree’s Finances Are Starting to Spiral Retirement should feel steady, but money problems can sneak in quietly and change everything fast. Small shifts in spending, debt, or planning often signal deeper financial stress long before things feel urgent.
Kiplinger · May 23 Can You Really Lower Your Bills Just By Asking? Here's What Happened When I Tried. I asked all my service providers for lower prices. Here's what happened.
Kiplinger · May 23 Is Your Financial Present Threatening Your Financial Future? 4 Blind Spots to Watch Out For Whether you're starting your career or nearing retirement, thinking critically about your financial outlook now will help you avoid costly errors in future.
The Guardian - UK · May 23 Reeves’s tax cut on children’s meals a political ‘soundbite’, say restaurateurs Chancellor’s measure to help families save money during summer holidays ‘won’t make any difference’
The Economic Times · May 22 Quote of the Day by Legendary American actor Al Pacino: “Money makes your life easier. If you're lucky to have it, you're… – Inspiring lessons on financial stability, life comfort and why money solves most of life’s problems by the award winning icon known for insights into human behavior and society Quote of the Day by Al Pacino: Al Pacino’s quote, “Money makes your life easier. If you're lucky to have it, you're lucky,” explores the role of money in providing comfort, stability, and access to opportunities in life. The quote suggests that financial resources can make daily living easier and…