The Latest Breaking News on Personal Finance

Saver’s Match Replaces Saver’s Credit in 2027—Eligible Workers Get a 50% Federal Match on the First $2,000

Retirement savings will look a little different starting in 2027, and for many workers, that change could bring a welcome boost. The long-running Saver’s Credit will step aside, making room for the new Saver’s Match, which sends a federal matching contribution directly into eligible retirement accounts instead of offering a…

The Free Financial Advisor · Jul 4

Your Retirement Plan Looks Watertight, But Have You Checked for Tax Leaks?

Accumulating wealth for retirement is one thing, having a solid income structure and tax plan is another. Without them, savings could quietly drain away.

Kiplinger · Jul 4

6 Ways 403(b) Catch-Up Rules Can Affect Teachers Near Retirement

If you’re a teacher in your late 50s or early 60s, you’ve probably spent decades pouring energy into your students while your own retirement savings...

Saving Advice · Jul 3

5 household hacks to change your energy habits and help save up to £150 this year

With the July price cap rise adding pressure to household budgets, small everyday changes could help cut your annual energy bills

The Independent UK · Jul 3

Chanakya's 7 Wealth Habits That Successful Indians Still Borrow from the Arthashastra

Save Before You Spend, Not AfterChanakya's position on savings was unambiguous: set aside a portion of income before a single expense is met. The Arthashastra frames this not as virtue but as arithmetic. Whatever remains after spending is not savings, it is leftover. The Indian habit of saving what survives…

Times Life · Jul 3

Cashless health insurance claim rejected? You may still get your claim settled; here’s how

Cashless health insurance claims are often rejected due to documentation or procedural issues, not outright denial. Understanding the reasons, like network hospital discrepancies or incomplete paperwork, is crucial. If rejected, policyholders can opt for reimbursement, but prompt follow-up with the insurer and proper documentation are key to resolving issues and…

The Economic Times · Jul 3

The best air conditioning strategy to save energy and cut your bills

Some of us have been told it's more energy-efficient and cost-effective to turn off our air conditioning when we leave home for work

The Independent UK · Jul 2

Savers pour £3.1bn into cash ISAs ahead of Labour’s planned allowance cut

‘Dash for cash ISAs’ as government policy has opposite effect to the one intended

The Independent UK · Jul 2

High Earners Must Make 401(k) Catch-Up Contributions as Roths in 2026 — How the New IRS Rule Changes Your Tax Breaks

Retirement saving just got a rule change that will quietly reshape how high earners build their nest egg starting in 2026. The IRS now requires many employees who make catch-up contributions after age 50 to route those extra savings into Roth accounts instead of traditional pre-tax ones. That shift sounds…

The Free Financial Advisor · Jul 2

Gray Divorce Quadrupled Since 1990 – Nearly Half of Divorcees Say It Derailed Their Retirement

Gray divorce has quietly reshaped retirement across the country, and the numbers tell a striking story. Since 1990, divorce among adults 65 and older has quadrupled, and nearly half of divorcees report that the split derailed their retirement plans. That shift does not just affect relationships, it reshapes budgets, housing…

The Free Financial Advisor · Jul 2