The Latest Breaking News on Personal Finance

The £10,000 question: When should cash savings become investments?

Cash is important to have for emergencies - but at a certain point investing is the better route to wealth-building

The Independent UK · Jul 8

PF interest for FY26 being credited; passbook balance to be updated by July 15

EPFO is processing annual interest for FY 2025-26, with balances updated by July 15. This faster credit cycle is enabled by the new CITES 2.01 digital platform. The government approved an 8.25% interest rate, impacting over 34 crore member accounts. EPFO has also simplified partial withdrawal rules and automated account…

The Economic Times · Jul 8

ITR filing 2026: Step-by-step guide to filing ITR-2 online on the income tax portal

Individuals and HUFs not eligible for ITR-1 can file ITR-2 online. This guide details the necessary documents and steps for submission. The e-filing portal requires filling specific schedules before final submission. Pre-filled data in Part A General needs verification and potential profile updates. E-verification must be completed within thirty days…

The Economic Times · Jul 8

Forget Retirement at 65. Why More People Are Taking 'Micro-Retirements' in Their 30s and 40s

Micro-retirement, a growing trend popularised on TikTok, allows individuals to take extended breaks from work before traditional retirement. While appealing, it raises questions about affordability and long-term career impacts.

International Business Times UK · Jul 7

8 billion baht in Savings Plus bonds to be issued

The Public Debt Management Office (PDMO) plans to issue "Om Plus" (Savings Plus) government bonds worth 8 billion baht during the current fiscal year to encourage Thais to save consistently.

Bangkok Post · Jul 7

Best savings accounts for your money in July which can earn you up to 5% interest

Make sure your cash is earning interest above the rate of inflation to avoid losing spending power

The Independent UK · Jul 7

EPS pension: Check how much monthly pension you can get after 10–25 years of service under EPS 2026

The Employees' Pension Scheme 2026 has been introduced, replacing older pension plans. This new scheme maintains the existing pension calculation formula for subscribers. Pensionable salary is determined by the average of the last sixty months' earnings. Employees receive a minimum monthly pension of one thousand rupees. Service years are enhanced…

The Economic Times · Jul 7

Millions Could Qualify for TrumpIRA—But There’s a Catch if Your State Has an Auto-IRA

The Saver’s Match law passed in 2022, and an executive order creating the TrumpIRA will offer combined retirement savings for up to 26 million low-income...

Saving Advice · Jul 6

How Much Of An Inheritance Should You Spend?

I have a confession: I may have missed my calling in life. I think I could have really thrived as a business manager (or even an accountant or financial planner). I love numbers and budgets and spreadsheets and algorithms. I love thinking about and planning for the future – goal-setting,…

Blogging Away Debt · Jul 6

Siblings Have A Spat As Sis Doesn’t Get A Gift From Bro, She Goes Ballistic And Destroys His Games

Boy gets so lost in his video games that he barely attends his sister’s 18th birthday party, despite how excited she was. She gets very angry at him and breaks 3 of his games, so he refuses to talk to her until she pays him $300 for all the damage…

Bored Panda · Jul 6